Are you facing foreclosure? If so, you are not alone. Every year, thousands of Americans struggle with the difficult decision of how to handle their mortgage debt when they fall behind on payments. It can be overwhelming and scary to face foreclosure—but don’t worry, because The Poltrock Team at RE/MAX is here to help. We have extensive experience working with homeowners who find themselves in this difficult situation, and we can provide you with the support and real estate knowledge necessary to make an informed decision about what to do next. Keep reading for more information about how we can help.
The Basics of Foreclosure:
To understand the foreclosure process better, it helps to know some basic terms and definitions. A “foreclosure” is when a lender takes possession of your property due to non-payment of your mortgage loan. Every case is different, so it is important to act quickly and swiftly. Some lenders will only consider foreclosure once you are 6-7 months behind on your payments, while others can start proceeds within a few months. Fortunately, if you are quick to act, this gives homeowners time to work out a deal or find alternative solutions before the lender takes action.
How The Poltrock Team Can Help:
When you’re facing foreclosure, it’s important you have access to information and resources that enable you to make an informed decision about what steps need to be taken next. That’s why The Poltrock Team at RE/MAX offers counseling services for homeowners who are struggling with their mortgages or seeking alternatives to a foreclosure sale. Our team has extensive experience working with foreclosures in western North Carolina and surrounding areas, so we know exactly what options are available and which ones would be best for your particular situation. We have a great network of providers so we can assist with services such as appraisals, legal guidance, and home inspections that will give you better insight into your current situation before making any decisions about selling or refinancing your home. And if selling is the best option for you, we can help ensure that everything goes smoothly from start to finish—and even assist with finding new housing if necessary!
No one should ever feel ashamed or embarrassed if they face foreclosure—it happens all too often in life. Life has a way of throwing curveballs; what’s important is how you handle them and move forward. Instead of worrying over potential solutions on your own, take advantage of the support and experience offered by The Poltrock Team at RE/MAX. We’re here for our clients every step of the way as they work through tough choices related to their mortgages; from providing resources and education about available options, all the way up to helping find new housing after a successful sale has been made—we’ve got it covered! Call us today at 828-837-6400 for more information on how we can help ease the burden of a potential foreclosure sale.