John and Jessica Bring Superior Education to the Murphy Real Estate Market

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Murphy, NC — March 21, 2008

John and Jessica Poltrock have just returned from their stay in Greensboro, NC, where they completed a highly specialized course in residential real estate market strategies conducted by the Council of Residential Specialists of the NATIONAL ASSOCIATION OF REALTORS.

The course is one in a series of professional education sequences required to qualify for the coveted Certified Residential Specialist (CRS) designation. Learn why you should demand to work with a CRS and how we work.

“The growing importance of negotiation as well as sales strategies in today’s residential real estate market were addressed by the instructor of the course,” said Jessica. “The many and varied needs of the buyer, who is making what is probably the largest single purchase of a lifetime, is dealt with in this advanced course.”

The segments of the course included counseling techniques, understanding human behavior, and professional knowledge of the required steps in the real estate sales sequence.

The Council of Residential Specialists Courses are presented throughout the U.S. in affiliation with the NATIONAL ASSOCIATION OF REALTORS, as part of its on-going program of promoting professionalism of the residential sales associates.

The completion of this course leaves John less than three months from obtaining CRS Designation for paperwork processing. Jessica lacks a mere one course.

Want to work with The POLTROCK TEAM?

Put them to work for you! Use our Dream Home Finder, use our website to search Our Listings or the MLS, email them, or just call them at (877) 837-3002. In a dynamic real estate market, you deserve a team trained to win. The Poltrock Team is here to help—while you’re at it, explore more things to do in Murphy NC!

Mountain View Lot For Sale in Pied Piper

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Mountain View from LandHere’s an excellent new lot to come up for sale in Sierra Village off of Pied Piper.  Be sure to check out the You Tube Video Tour located below!

It has a great price on it, and be sure to click the picture if you’d like the current price on it.

It has a roughed in home site, driveway, and underground utilities! It’s right off of High Ridge Road which is completely paved. Pied Piper Drive is currently a county maintained gravel road, yet is on the county docket to be paved. Woo hoo!

This piece of real estate is SOLD!

Whether you’re buying on Pied Piper or exploring other scenic spots, we’re here to guide your next move—check out more things to do in Murphy NC while you’re at it!

John and Jessica Poltrock – The POLTROCK TEAM in RE/MAX of Murphy NC – Real Estate in Murphy – www.MyMurphy.com – JohnPoltrock@gmail.com – Toll Free (877) 837-3002 and ask for the POLTROCK TEAM!

Mountain Cabin Care is Available!! Your Second Home Watched while You’re Not Here!!!

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Some folks are concerned that someone needs to check on their vacation and second homes to be sure everything is safe and sound. Even though Murphy is a very safe area, it’s nice to know there’s nothing to be worried about with your home. Now there’s an excellent service available that provides that!

Mountain Cabin Care is now available to watch your home for a very reasonable service fee! Click the link to find out more details on this great service.

With Mountain Cabin Care, your home is in good hands—even when you’re not here. While you’re gone, explore more things to do in Murphy NC for your next visit!

John and Jessica Poltrock – The POLTROCK TEAM at RE/MAX Mountain Properties – Murphy, North Carolina Real Estate – Homes, land, and commercial properties – www.MyMurphy.com – JohnPoltrock@gmail.com – Call Toll Free (877) 837-3002 and demand The POLTROCK TEAM!!!

 

Murphy Crime and Demographic Rates HERE

New Foreclosure to Hit the Market!!!

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It’s funny I just finished writing an article about foreclosures just earlier today, and wham! A great one hits my desk!

If you’re seriously interested in this great home, be sure to download the information sheets below, and then call me at toll free (866)867-7496 and ask for John.

It’s a HUGE opportunity for someone looking to have a mountain home or for an investment to finish and resell! Basics are its a 2 bedroom, 2 bath chalet home with a full basement on +/- 1.04 acres located in the Ranger area of Murphy, NC. I’ll tell you all the details of what remains to be done to it and we’ll go from there!

I’ll can only share pricing information on the phone, so again, call me toll free at my office or direct at (828) 557-2270.

If you want to receive news and more investment opportunities like this, be sure to SUBSCRIBE to our blog by clicking here. We’re looking forward to helping you make a great investment in the mountains of Murphy NC!

This home is no longer available. Please check out our website for all the active homes and land for sale.

John and Jessica Poltrock

Missed this foreclosure opportunity? Don’t worry—The Poltrock Team has more! While you’re browsing, check out things to do in Murphy NC and plan your next visit.

Facing Foreclosure? Tell Your Partner! Work Together and with a Professional

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Foreclosure means a whole lot of things to a lot of people. For a buyer, it means an opportunity to buy a property at a, hopefully, substantial discount. To a property owner, it means their world has been turned entirely upside down. It’s a major loss and invasion to have someone you don’t know come in and take away the place you call home.

In a majority of foreclosures, one of the homeowners hides it from the spouse. Usually, the partner keeping the secret is the person responsible for paying the bills and is (or feels) responsible for causing the problem and fixing it. This partner may feel like a failure for not properly managing the finances or for overspending, or the person may be using the family finances to support an embarrassing and costly habit.

Attempting to sweep the foreclosure under the rug can compound the problem in any or all of the following ways:
  • Makes you more susceptible to becoming a victim of foreclosure rescue scams. One of the con artist’s most powerful strategies is divide and conquer. They will offer ways to avoid foreclosure so your partner “never has to know about it.” They are afraid that the more people “know about it,” the more likely they will get caught.
  • Removes one of your pillars of support. As a couple, you have a much better chance of improving the outcome than by acting alone. Your partner may have some excellent ideas and resources to help save your home.
  • Wastes time. The longer you try to keep the secret without taking positive steps to resolve the problem with your lender, the less time you have to save your home, sell it, or pursue other options.
  • Leads to distrust with your partner, who will eventually find out anyway.
Remember, your partner is going to eventually find out about the foreclosure. It’s always better if your partner finds out earlier from you rather than later from a stranger… like when the sheriff shows up to evict you and your family from your home or the person who purchased the home at auction shows up at the front door.

Communication Is Key

If you and your partner can’t have an honest discussion about household finances and troublesome behaviors, then your entire relationship is already at risk. Look at the foreclosure as an opportunity to become open and honest and build intimacy. Either your relationship will not survive, meaning it was not worth trying to save in the first place, or it will deepen and become more rewarding over time.
Financial Setback + Communication Breakdown = Loss of Home and Equity
What is equity? Equity is the amount of money that you get to keep after you sell your home and pay back the debt you owe on it.
Adding communication back into the equation gives you and your partner a much better chance of addressing the underlying financial shortfall and ultimately saving your home or selling it to cash out enough equity to make a graceful exit.
Whether you’re currently facing foreclosure or have just missed one or two mortgage payments, tell your partner immediately. Losing your home in a vain attempt to avoid an uncomfortable discussion with your partner is the wrong approach.

Avoid the Worst Options

The worst option in foreclosure is to try to sweep the problem under the rug. Well, actually there are three “worst” options:
  • The absolute worst option is to deal with a con artist who’s out to steal your home through some foreclosure scam or strip you of the equity in it.
  • The next worst option is to do nothing. When you do nothing, the lender forecloses, the property is sold, and you’re evicted. You can say “so long” to both the property and any equity you built up in it.
  • Another bad option is choose a solution that puts you right back on the path to future foreclosure. Some people, for example, borrow money to reinstate the loan – that is, bring the payments current with the bank.
  • This is a viable solution if the financial setback was temporary and you will have sufficient income to start making payments on your mortgage and on the money you borrowed to reinstate. However, if you are unable to make the monthly payments, you will probably be better off selling the home and finding more affordable accommodations.

Overcoming Your Fears

If you are afraid of telling your partner, then ask another family member, a close friend, a financial counselor, a marriage counselor, or someone else that you and your partner both feel comfortable talking with and that you both trust to help you break the bad news.
An unbiased third party can act as an intermediary, laying out the facts more rationally, so arguments do not get in the way of a full disclosure. You want to come clean and lay all the facts and figures on the table so you and your partner know what you are dealing with.
Remember, what has happened is in the past. You and your partner can do nothing to fix what has already happened. You can only make things better now and for your future together.

About the Author: Ralph R. Roberts, GRI, CRS and his team of foreclosure experts regularly assist families facing foreclosure and have authored Foreclosure Self-Defense For Dummies (John Wiley & Sons).

Although we don’t face foreclosure very often here in Murphy and the rest of Cherokee County, it does happen. In fact, I have a great buying opportunity with one of my clients in foreclosure right now. If you’d like more opportunities, email me.

If you’re faced with a financial crisis and would like a consultation on what options and opportunites you have, call us and let us know. We’d be happy to help any way we can.

Foreclosure is tough—but you’re not alone. Let The Poltrock Team guide you through your options, and while you’re here, explore things to do in Murphy NC to brighten your outlook.

John and Jessica Poltrock – The POLTROCK TEAM at REMAX of Murphy, NC – Homes and Land in the Mountains of North Carolina – www.MyMurphy.com – JohnPoltrock@gmail.com – Call Toll-Free (877) 837-3002  and demand the POLTROCK TEAM!!!

Holy Cannoli!!! They Sold It 68.5% FASTER Than the Market – AGAIN!!!

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Liberty Circle AcreageWow! The POLTROCK TEAM sold this +/- 6.9-acre tract in the Hiwassee Dam Community in 67 days!!! That’s 68.5% faster than the market’s average of 213 days for land!

Who’d-a-thunk-it???

When you want results, call RE/MAX TODAY toll-free (877) 837-3002 and demand the POLTROCK TEAM!!! You’ll receive a FREE full-color 15-page packet on how they get the results you’ve been looking for.

When it comes to buying or selling land fast, trust The POLTROCK TEAM to deliver results—then enjoy more things to do in Murphy NC while you’re at it!

Homes, Land, and Commercial Real Estate in the Mountains of Murphy, North Carolina – www.MyMurphy.com – JohnPoltrock@gmail.com – (877) 837-3002

 

Flip This House… But Isn’t Flipping Illegal??? Not the investor’s ethical kind!

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Everyone is an investor in some form, fashion, or another. You may own stocks, bonds, have a bank C.D., or own real estate. There’s many ways to make money in real estate – rent, leases, appreciation, and more.

During the housing boom, flipping houses was almost a national pastime. Shows like Flip This House, Flipping Out, and Flip That House attracted huge viewing audiences, and nearly every book in Amazon’s real estate top sellers category had the word “flipping” in its title.

If you mention house flipping to a real estate or law enforcement professional, however, they are more likely to think that you are talking about committing a crime. To them, the word “flip” is a nasty four-letter word. HUD (the U.S. Department of Housing and Urban Development) declared it so when it released its FR (Final Rule)-4615 Prohibition of Property Flipping.

So, is flipping good or bad? Legal or illegal?

Well, that depends which form of flipping you’re talking about. The illegal variety consists of selling a home multiple times over a relatively short period in order to artificially inflate the home’s value and cash out the inflated equity. To begin, a con artist will purchase a home (typically a dilapidated property that costs very little).

He or she will then obtain an inflated appraisal for the property – by finding an appraiser willing to go along with the scam, stealing an appraiser’s identity to forge a fake appraisal, or using a phony appraisal document. The con artist can then apply for a loan for the inflated amount. (Or, the con artist will apply for the loan and then, with the help of a cooperative loan officer, obtain the inflated appraisal to present to the lender.) In either case, the con artist usually takes out the loan in the name of a straw buyer (someone who owns the home in name only) or by using a fake or stolen identity.

Eventually, the house flipper either sells the home to somebody who is unaware of its true value or abandons the home.

That’s illegal flipping in a nutshell.

Legal flipping consists of buying a home for less than its true market value (usually at least 20 percent less), fixing it up, and then selling it at or near its true market value. This fix-and-flip approach is the type of flipping they do on TV shows like Flip This House and Flip That House. It is a shrewd and honorable way to earn a buck in real estate.

As a consumer, knowing the difference between the two types of flipping is important. Know the illegal form of flipping so you don’t break the law or get stuck with an overpriced piece of real estate that’s being used in a flipping scheme. Know the legal form of flipping, so you can fix and flip your way to wealth in real estate.

About the Author: Ralph R. Roberts, GRI, CRS is an experienced real estate investor and consultant and the author of Flipping Houses For Dummies (John Wiley & Sons).

In working with The POLTROCK TEAM, you won’t have to worry about becoming the prey of an illegal flipping scheme when you’re looking to buy a home or land in the mountains. It’s extremely important, no matter where you are, to work with a Realtor who’s looking out for your best interest so your investment doesn’t become a bogus one.

If you’re looking to invest in the mountains and want to do the legal flipping by purchasing a great property to make money in the short term or long term, let us know! We come across great values, not every day, but regularly and need people who are looking to invest. Call us us today and let me know! Not only that, subscribe to our blog and you can find out great values as we come across them!

Looking to Flip This House the right way? The Poltrock Team brings smart investment options—while you’re at it, explore things to do in Murphy NC to enjoy your time here too!

John and Jessica – The POLTROCK TEAM – RE/MAX of Murphy, NC – Real Estate in the mountains of North Carolina – www.MyMurphy.com – JohnPoltrock@gmail.com – Call (877) 837-3002 and demand The POLTROCK TEAM!!!

 

Katie’s Second Grade Krill Report

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Katie just wrote her report on krill and wanted to post it out there for everyone to see on her blog page! Enjoy!

Krill are small shrimp-like creatures that live in all the oceans of the world – even Antarctica. There are more krill than people in the whole world. Krill are not heavy, but all of them together weigh almost twice as much as all the people in the world. Usually krill are one to two centimeters, but some of them are six to fifteen centimeters.

Krill eat phytoplankton, zooplankton, and copepods. They have an important role in the food chain. Lots of different animals in all shapes and sizes eat krill. There are penguins, fish, seals, and even humpback whales. People also fish for krill. They are used for eating in Japan and Russia. Here in United States, they are used for feeding animals in aquariums, bait in sports fishing, and by drug companies.

Female krill can carry several thousand eggs in her belly. Male fertilize the little eggs, and the female will put the eggs out in the ocean. Once a baby krill is born, most only live six to eight months. Some have been known to live up to six years.
Krill are made up of three parts: the cephalon (head), the thorax, and the abdomen. They are crustaceans and have an exoskeleton – which means their skeleton is on the outside of their body. On their head, they have compound eyes, like a housefly, and two antennae, like an ant. On their body, the have separate legs for swimming, feeding, and grooming (cleaning).
Krill and shrimp have different gills. Krill have them on the outside and shrimp have them on the inside. That is how you can tell them apart.

 

Krill are very important in the world. They start many ecosystems because larger animals eat them, then another larger animals eats it. So next time you think krill are puny, think again. You probably have eaten a fish that once ate krill.

We love sharing smart young voices like Katie’s Second Grade Krill Report! Stick around to discover more things to do in Murphy NC with your family.

The End.

New Change in 1031 Tax Information Makes It Better for you Vacation or Second Home!

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1031’s have long been a real estate investor’s friend. For those of you who are unfamiliar with them, it is a section of the IRS tax code that allows a person to sell an investment property and purchase another – tax free.

1031’s of course are simple in theory but have a few stipulations by the IRS. If you are considering buying a mountain property and want to do a 1031, we would be happy to guide you through the process.

Here’s the basics behind the new rule: a person who owns a vacation or second home for at least 24 months, uses it for 14 or less days a year, or less than 10% of the time it was rented in any of those years, can qualify that dwelling unit for a tax-deferred Exchange. You don’t have to rent it out for an extended length of time, it could be rented for just 14 days a year and still can qualify.

Need help navigating your 1031 tax exchange? The Poltrock Team is here for you—and while you’re planning, check out things to do in Murphy NC to make the most of your investment visit!

Want more help? Contact us! John and Jessica – The POLTROCK TEAM at RE/MAX Mountain Properties – www.MyMurphy.com – JohnPoltrock@gmail.com – Call Toll Free (877) 837-3002 and demand the POLTROCK TEAM! for Homes, Land, and other types of real estate in Western North Carolina

WOW – The Poltrock team Sold it 79.3% Faster than the Average Market Time!

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272 Little Rock RoadWith the market averaging a staggering 203 days to sell a house right now, we just did it an astonishing 42 days! Through our aggressive marketing tactics, a homeowner who was a pleasure to work with, and some good ol’ fashioned hard work, it’s now someone’s new home in the mountains!

It had an amazing view and was fully furnished by Moose Hollow and was in a nice cabin community, it really had a lot to offer.

Located off of High Falls Road, it is situated right in the Marble/Peachtree area of Murphy, North Carolina. High falls Road is almost directly across from Vengeance Creek Road.

If you’re looking to sell your home and want great results like these, call us today. The Poltrock team delivers fast results, beautiful marketing, and smooth closings. While we sell your home, explore things to do in Murphy NC to enjoy the journey!

John and Jessica Poltrock – RE/MAX of Murphy North Carolina – RE/MAX Mountain Properties – www.MyMurphy.com – JohnPoltrock@gmail.com – Everything from homes, cabins, land and more, call today! (877) 837-3002 and demand The Poltrock team