John Poltrock Meets Dave Ramsey

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Here I sit at the StarPower 2010 Conference in Nashville TN, and I got to meet the man himself – Dave Ramsey. He spoke last night for roughly 1.5-2 hours and it was a PHENOMENAL speech. He’s a great speaker and although I have heard many of his materials and stories before (I teach Financial Peace University at my church, have been through the course, and often listen to his radio show on my iPod), it was a power delivery that left the crowd laughing and engrossed.

After the course, Randy Dockery and I were the ONLY people able to get our picture with Dave, and you can see us here! 😀

If you are unfamiliar with Dave Ramsey, he changed Jessica and my life financially speaking. We learned things from him we should have already known, but were not doing. We’ve managed to turn the page financially and are much more sound than we’ve ever been. He has helped us help others in our business because we no longer have to stress about money, and when you don’t, you’re able to serve others better and look out for their interests better. Simply put, it makes us a better Realtor, real estate agent, couple, and family.

It’s a privilege to be here, meet Dave Ramsey, and bring back all of the knowledge we’re learning here and help others meet their goals. I love it!

Inspired by Dave Ramsey and ready to take your next smart financial step? Let us help you make it count. Contact us for murphy nc real estate.

John Poltrock – The Poltrock Team – RE/MAX Mountain Properties – Murphy NC Real Estate – www.MyMurphy.com – JohnPoltrock@gmail.com

Al and Pattie Renedo Bought a Home with REMAX and The Poltrock Team in Murphy NC

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Jessica and John Poltrock are great real estate agents to work with. From the moment we met Jessica, we knew we had chosen the best agent for us. She was very thorough & knowledgeable, but most of all, kind to a set of Floridians that knew nothing about the area. Working together, we found the perfect house that Jessica previewed for us while we were still in Florida; she knew exactly what we wanted!

Of course, John was great also, providing us with lots of local business’ names & advice regarding the real estate transaction and paperwork. We look forward to a long relationship with the team as we know they will always be available to us to answer questions as we need them.

Looking for trusted local experts like The Poltrock Team to guide your real estate journey? We’re just a call away. Contact us for murphy nc real estate.

Pattie & Al Renedo
Brooksville, FL

John Poltrock is a Million Dollar Real Estate Agent in Murphy NC for 2008!!

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Just released in today’s Cherokee Scout Newspaper, John Poltrock is in the Million Dollar Club for 2008! This means that he sold well over 1 million dollars worth of real estate in Murphy, North Carolina. He’s in the Top 5 Real Estate Agents in the Mountain Lakes Board of Realtors by transactions closed.

Whether you’re searching for a trusted Real Estate Agent or exploring the best things to do in Murphy NC, The Poltrock Team is here to deliver award-winning results and service!

Contact The POLTROCK TEAM today by calling 1-877-837-3002 or emailing him at JohnPoltrock@gmail.com

Flip This House… But Isn’t Flipping Illegal??? Not the investor’s ethical kind!

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Everyone is an investor in some form, fashion, or another. You may own stocks, bonds, have a bank C.D., or own real estate. There’s many ways to make money in real estate – rent, leases, appreciation, and more.

During the housing boom, flipping houses was almost a national pastime. Shows like Flip This House, Flipping Out, and Flip That House attracted huge viewing audiences, and nearly every book in Amazon’s real estate top sellers category had the word “flipping” in its title.

If you mention house flipping to a real estate or law enforcement professional, however, they are more likely to think that you are talking about committing a crime. To them, the word “flip” is a nasty four-letter word. HUD (the U.S. Department of Housing and Urban Development) declared it so when it released its FR (Final Rule)-4615 Prohibition of Property Flipping.

So, is flipping good or bad? Legal or illegal?

Well, that depends which form of flipping you’re talking about. The illegal variety consists of selling a home multiple times over a relatively short period in order to artificially inflate the home’s value and cash out the inflated equity. To begin, a con artist will purchase a home (typically a dilapidated property that costs very little).

He or she will then obtain an inflated appraisal for the property – by finding an appraiser willing to go along with the scam, stealing an appraiser’s identity to forge a fake appraisal, or using a phony appraisal document. The con artist can then apply for a loan for the inflated amount. (Or, the con artist will apply for the loan and then, with the help of a cooperative loan officer, obtain the inflated appraisal to present to the lender.) In either case, the con artist usually takes out the loan in the name of a straw buyer (someone who owns the home in name only) or by using a fake or stolen identity.

Eventually, the house flipper either sells the home to somebody who is unaware of its true value or abandons the home.

That’s illegal flipping in a nutshell.

Legal flipping consists of buying a home for less than its true market value (usually at least 20 percent less), fixing it up, and then selling it at or near its true market value. This fix-and-flip approach is the type of flipping they do on TV shows like Flip This House and Flip That House. It is a shrewd and honorable way to earn a buck in real estate.

As a consumer, knowing the difference between the two types of flipping is important. Know the illegal form of flipping so you don’t break the law or get stuck with an overpriced piece of real estate that’s being used in a flipping scheme. Know the legal form of flipping, so you can fix and flip your way to wealth in real estate.

About the Author: Ralph R. Roberts, GRI, CRS is an experienced real estate investor and consultant and the author of Flipping Houses For Dummies (John Wiley & Sons).

In working with The POLTROCK TEAM, you won’t have to worry about becoming the prey of an illegal flipping scheme when you’re looking to buy a home or land in the mountains. It’s extremely important, no matter where you are, to work with a Realtor who’s looking out for your best interest so your investment doesn’t become a bogus one.

If you’re looking to invest in the mountains and want to do the legal flipping by purchasing a great property to make money in the short term or long term, let us know! We come across great values, not every day, but regularly and need people who are looking to invest. Call us us today and let me know! Not only that, subscribe to our blog and you can find out great values as we come across them!

Looking to Flip This House the right way? The Poltrock Team brings smart investment options—while you’re at it, explore things to do in Murphy NC to enjoy your time here too!

John and Jessica – The POLTROCK TEAM – RE/MAX of Murphy, NC – Real Estate in the mountains of North Carolina – www.MyMurphy.com – JohnPoltrock@gmail.com – Call (877) 837-3002 and demand The POLTROCK TEAM!!!