Reverse Mortgages: What You Need to Know

With homeowners’ cash needs often outstripping their available financial resources, many people are tapping the equity in their homes. Although home equity loans are a popular choice, some older homeowners have turned to a reverse mortgage to generate cash from their primary home.

The reverse mortgage product has been around since 1961, and continued to be revised through 2017. Before jumping on the reverse mortgage bandwagon, however, take time to understand the upsides and downsides of this income generation method. Continue reading “Reverse Mortgages: What You Need to Know”

Meet The Poltrock Team’s Four Exceptional Realtors

Preparing to buy (or sell) a home means you’re moving on to the next chapter in your life. To make the experience as seamless as possible, work with a realtor who knows the local market like the back of their hand.

A highly effective realtor knows about the changing trends that influence the local economy. This highly focused professional is also intimately familiar with the local real estate market. And, they combine that substantial knowledge with top-tier technology to get results – every single time.

Perhaps most of all, this extraordinary real estate professional has unparalleled concern for their clients. When other agents might say, “that’s good enough,” your realtor rolls up his or her sleeves and goes the extra mile without a second thought.

Meet The Poltrock Team’s Four High-Achieving Realtors
Here at The Poltrock Team, Murphy’s Top-Selling Real Estate Team, that’s simply the way we do business. Although each of our four high-achieving realtors has their individual style, each professional goes above and beyond to get the desired results for their clients. To sum it up: They love what they do, and it shows.

John Poltrock
Certified Residential Specialist (CRS)
Short Sales & Foreclosure Resource (SFR)
Mobile: 828-557-2270

Meeting John Poltrock is like reconnecting with a close high school friend you haven’t seen in years. John’s friendly Southern manner makes conversation a breeze, and you’re quickly chatting about every subject under the sun and then some. Simply put, even if you weren’t buying a home or selling a home, you’d enjoy spending time with John and come away smiling.

As The Poltrock Team’s Lead Listing Agent, John is known for his exceptional client service and sincere concern for his clients’ well-being. And, his many years spent in Murphy and Cherokee County give him the insider knowledge to be an effective advocate for his buyers and sellers.

In addition, John is deeply immersed in real estate market mechanics. In other words, he keeps a finger on the pulse of local real estate trends and the factors that drive them.

John is also a master of technology, and skillfully interprets data to shape the marketing strategies for his clients and for The Poltrock Team. To support these high-level endeavors, John relies on his Bachelor’s Degree in Financial Planning from Western Carolina University.

When John’s not engaged with the real estate world, he enjoys everything our beautiful mountain region has to offer. Hiking, camping, and boating are tops on his list. John and his wife Jessica have been married since 2005. They have a high-achieving daughter in college, and their energetic young son certainly keeps them on their toes.

Wayne CoferWayne Cofer
Mobile: 828-361-7603

The residential and commercial real estate markets are two different animals. Multiple factors affect each market at any given time. Getting results in each arena depends on whether a realtor has the skills to meet those market-specific challenges.

Fortunately, our Universal Realtor Wayne Cofer has the extensive business and management background to excel on both playing fields. And, he’s adept at working with both buyers and sellers. When obstacles arise during a real estate transaction, Wayne’s proven negotiation skills are essential to finding a “win-win” solution.

Whether you’re ready to buy (or sell) a small mountain cabin or a large commercial building, having Wayne in your corner makes good business sense. And, he combines his impressive knowledge base with a personable manner that makes him an ideal business partner.

Outside of the office, Wayne enjoys mountain life with his wife Kathy. He also spends as much time as possible with his three grown daughters and four grandchildren. Wayne frequently explores our region on his touring motorcycle, and he’s an avid United States and world history buff.

Kaitlynn PopeKaitlynn Pope
Mobile: 828-361-0945

Realtor Kaitlynn Pope has true native-level knowledge of Murphy and Cherokee County. She was born and raised right here in Murphy, so she’s extremely familiar with the region’s culture and market demographics. These attributes give Kaitlynn a valuable perspective that helps her to better serve her real estate clients.

Personally, Kaitlynn combines a gracious Southern charm and a generous spirit, and she has a genuine affection for her clients. In fact, you’d likely feel right at home meeting her for a sweet tea on a summer afternoon.

At the same time, don’t overlook Kaitlynn’s remarkable attention to detail. She’s thoroughly committed to achieving a positive outcome for her clients, and she consistently goes to great lengths to make that happen.

On the personal side, Kaitlynn and her husband Caleb Pope moved back to the mountains during spring 2016. Caleb’s eight-year Coast Guard career had wrapped up, and the couple was looking forward to new opportunities in the Murphy area.

Shortly after they arrived, Kaitlynn and Caleb were thrilled to become first-time parents through adoption. Their son Sawyer constantly keeps them hopping, and he enriches their lives in countless ways every day.

Paige McKnightPaige McKnight
Mobile: 828-557-1234

The Poltrock Team’s newest realtor, Paige McKnight combines 14 years of experience with an unfailingly positive attitude. Although she’s a seasoned realtor with many successful closings under her belt, Paige views every property purchase or sale with a fresh perspective.

Naturally, every real estate transaction comes with its distinctive challenges. Financing, home inspection, and documentation issues are common hurdles. Contractors sometimes drag their feet on required repairs, and other issues may threaten to derail the process entirely.

That’s where Paige McKnight’s well-known perseverance and follow-through make the difference. She’s dedicated to meeting (and conquering) every challenge, and she goes to great lengths to support her clients throughout the process. And as you might expect, this determined lady gets results.

An Exceptional Support Team Makes the Difference
A highly effective support team enables our top-tier realtors to perform at their absolute best. First, our real estate professionals are backed by Re/MAX, the world’s largest real estate company. That coveted status means our support team can access Re/MAX’s proprietary software and management systems.

In addition, the Re/MAX website is the world’s highest-ranking real estate agency website. This gives The Poltrock Team unparalleled market visibility compared to our competitors.

On the local level, The Poltrock Team’s support staff includes a Client Concierge, who provides immediate assistance to potential buyers. Our highly efficient Listing Coordinator, Closing Coordinator, and Marketing Associate round out this top-notch group.

Every member of The Poltrock Team truly respects and supports each other. And, they’re all committed to achieving the best possible results for our clients. With countless testimonials from satisfied buyers and sellers, they’re confident they’re on the right track.

The Poltrock Team – REMAX Mountain Properties – Murphy NC – ilovemurphy.com – Call us Toll Free at 1-866-Murphy-NC or
1-866-687-7496 – Murphy’s #1 Real Estate Team

How to Get the Maximum Value from Your Real Estate Experience

Preparing to buy or sell a Murphy, North Carolina home is an exciting proposition. You’re ready to progress to another chapter in your life, and you’d like the entire process to go as smoothly and efficiently as possible. Naturally, your realtor also wants you to have a good home-buying or home-selling experience.

To realize the best outcome, do your homework before you first meet with the realtor. Do some research, gather documents if needed, and generally “get your ducks in a row.”

When you take time to do that, your realtor can do the most effective job in the timeliest fashion. Whether you’re buying or selling, here are some valuable tips that will help you enjoy a good real estate experience. Continue reading “How to Get the Maximum Value from Your Real Estate Experience”

Why the Holidays Are a Perfect Time for Buying (or Selling) a Home in Murphy, NC

The Thanksgiving to Christmas holiday season is filled with festive gift giving, socializing with family and friends, and overindulging in your favorite foods and libations. But here’s the best-kept secret: the holiday season is also a great time to buy (or sell) a house in Murphy, North Carolina. Either way, we’ve got four compelling reasons to jump into the real estate market over the coming weeks.

Why the Holidays Are a Good Time to Buy

Reduced Buyer Competition
Let’s say you’re in the market for a new home. You’ve got your “Must Have” list of features, and you’d like to view properties that might fit the bill. If you find the ideal mountain home, you’re ready to make an offer. However, you’re slightly concerned about another buyer swooping in and grabbing the house while you’re trying to negotiate a good deal.

Here’s some good news: The odds of that outcome will be much lower during the holiday season. Simply put, there aren’t as many buyers looking at homes, so your chances of making a successful offer are considerably better. Continue reading “Why the Holidays Are a Perfect Time for Buying (or Selling) a Home in Murphy, NC”

Simple, Affordable Home Staging Tips to Help Sell Your Home in Murphy, NC

You’re ready to sell your home in Murphy, North Carolina, and you want to pull out all the stops to attract home buyers. You’ll get your house clean enough to pass the “white glove test,” and you’ll hire a lawn service to keep the property in tip-top shape. You know that properly staging a home can increase its appeal to buyers searching the MLS, and that can go a long way toward getting an offer.

Unfortunately, you don’t have big bucks to hire a home stager. So, get ready to handle the home staging work yourself. With just a little time and creativity, you can create an environment that makes home buyers feel welcome, and that could convince them to make their move.

Then, you’re ready to call your real estate agent, who will hire a professional photographer with the skills to make your home really shine. Next, your realtor will place your property on the MLS listings, and will launch a marketing program that helps you to sell your property. Continue reading “Simple, Affordable Home Staging Tips to Help Sell Your Home in Murphy, NC”

Going from Stink To Sold – Make it Smell Good to Sell Your House

Selling a house in Murphy, North Carolina, or any area for that matter, is really hard when it stinks. Both literally and figuratively! If a buyer’s nose is negatively assaulted by a strong smell when they arrive in a house, they’ll often leave with a bad impression no matter how perfect everything else is. I’ve literally shown houses where the buyer took two steps inside, then turned around and left over stench.

There are all kinds of offensive odors which stand out in buyer’s minds. Something you may have become completely desensitized to will stick out like a red flag and cause buyer not to purchase your nose-knows-a-smell-when-selling-your-househouse. Common foul odors are:

  • Pets
  • Smoke
  • Staleness and must, especially when caused by excessive moisture
  • Mold or mildew
  • Trash
  • Sewer or septic odor

Some smells can be particularly challenging to destroy, and for those, we have vendors who can take care of the worst of the worst. However there are easy things you can do to make a world of difference and ultimately contribute to hanging a SOLD sign in your yard.

Febreeze works miracles! This is one of our top secrets to make your home smell fresh and inviting to a buyer. Don’t get any “fancy” sprays or scents that particularly stand out (many folks think you’re trying to hide something if its too strong), but rather the original Febreeze seems to work the best. It doesn’t particularly standout nor is it overpowering. It makes for a fresh, clean house worthy of buying. I would encourage you not to use anything that smells stronger than Fresh Baked Cookies.

Get rid of the perpetrator! If you have a pet bed Fido has been using for the last 15 years, it may be time to go shopping for a new one. If you have covers on sofas, curtains, soiled rugs or carpeting, or any other fabric needing to be washed, now is the time! Then, maintain it with Febreeze.

As part of our service to you, we won’t sugarcoat smells! If something stands out to us, we will tell you so you can identify and take action. The nose is a sympathetic organ and can omit alerting you to a smell, especially if it has been around a while. Don’t take offense! Rather, as constructive feedback. Our goal is selling your house for the most money in the shortest period of time, and bad smells can definitely cause the opposite if you’re unaware of an issue.

Please give us a call or contact us here and let us help stage your house so you can get the best results and ultimately get your real estate sold!

John Poltrock – The Poltrock Team at RE/MAX – Murphy NC – www.iLoveMurphy.com – 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team

Importance of Removing Family Pictures to Sell Your House

Family Portraits are great for memories, not for selling your house.
Family Portraits are great for memories, not for selling your house.

Whether you are an HGTV fan or not, you have likely heard this tip before: remove family pictures before selling your house. This is a good rule of thumb whether you are selling real estate here in Western North Carolina or anywhere in the nation.

This does not mean strip your house of all artwork. You want to stage it properly, and artwork can play a role. Scenery, decorations, etc. can make it perfect. The end goal is to ensure prospective buyers walking through your house admire your home, not the people you know and the places you’ve been. Having them picture themselves in the home, notice its features, and admire the quality is key to their buying process.

Go ahead and box up all the family pictures and get them ready for their next home. If you have lots of holes in walls as a result of taking them down, you’ll want to patch them. If you like, you can always find a handyman on our Gotta Guy list.

Ready to sell? We can help! Call us today on the number below or contact us here and let us know what we can do for you! Any time you need us, we’re never more than a call or click away.

John Poltrock – The Poltrock Team at RE/MAX – Murphy NC – www.iLoveMurphy.com – 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team

The Simplest Thing That Will Make Your House Sell

When we bought our first house here in Murphy NC, it was a foreclosure and there was maybe one light bulb in every room that actually worked. It made showing it miserable and difficult. In fact, I tried to sell it no less than three times to different buyers before I made an offer on it, and no one would buy it! I decided it worked wonderfully for my family, so Jessica and I purchased it. 

Perhaps I’m wrong; I suspect a major reason it didn’t sell is because of how poorly it showed. There were obvious things wrong with it: disgusting carpet, it needed staining outside desperately, the basement wasn’t completely finished, and a few other things. It was all cosmetic. The location was prime, repairs were reasonable, and the price was right. I, to this day, believed it didn’t sell for one simple reason – light bulbs.

This bathroom vanity is a perfect example of what you don't want!
This bathroom vanity is a perfect example of what you don’t want!

Too simplistic? Perhaps; perhaps not. Lightbulbs are one of the most overlooked yet effective tools in showing a property. In fact, anyone who has ever had their house listed for sale with me has probably heard me say, “When you have a showing, turn on every lightbulb in the house. I want it to look like the house is on fire!”

If you’re selling your house here in Murphy NC and surrounding, or anywhere for that matter, make sure that every light bulb in the house works. It may sound like a no brainer, yet you’d be amazed how many houses we show where there’s no light working in the stairwell, the kitchen, bathroom, you name it. Switch broken and that’s why the light won’t turn on? Replace it. This is simple, yet important.

The lightbulb itself matters. You want something in 3000k range of light. The “old fashioned” incandescent light bulb is the standard, yet is getting hard to find. It turns on to peak output instantly and provides a comforting, warm light. You do not want the “spaceship blue” lights as I call it (I believe the industry calls it Cool Blue or something of that nature). You also do not want the curlicue fluorescent light bulbs… unless you set the stage for each showing. The light itself is fine in terms of output and color, however they tend to take a significant period of time to warm up and reach maximum output. By then, your prospective buyer is gone and on to the next room and didn’t get the best impression, whether they realized it or not. LED’s work great – instant on, easy to find color temperature, however can be cost prohibitive. When it comes to selling, or not selling your house, a light bulb is certainly worth the cost.

Don’t overlook the little things: lightbulbs go a long way. Want to know what else it takes to sell your house? That’s what we are here for! Call us on the number below or contact us by clicking here and we will guide you on what it takes to get it sold!

John Poltrock – The Poltrock Team at RE/MAX – Murphy NC – www.iLoveMurphy.com – 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team

Questions to Ask A Realtor When Selling Your House or Real Estate in Murphy NC

When it comes to selling a home in Murphy, NC, you’re selling one of your largest assets in life. It’s a big deal and should never be handled an amateur. Just like any profession, there are great Realtors and just plain bad ones. There are a few questions you can ask to help ensure you get the best possible, and here they are! Feel free to ask us these Question Buttonquestions!

  1. How long have you been in real estate sales? You want someone with experience.
  2. Is it your full time job? I’ve never understood how someone can do real estate “part time” and do it well. You want a full-time professional!
  3. Would you trust this real estate agent with a suitcase full of cash? Whatever your home is worth, it’s like handing them a suitcase full of cash in that amount and saying “take care of this for me.” Do you feel like you can trust them with it? If not, you shouldn’t hire them.
  4. How many transactions did you sell last year personally? You want to know what that person did, not just their company. The average Realtor sells a mere 6 homes per year – you should want far better than that. An agent that sells less than a million dollars in real estate doesn’t sell much.
  5. How long will it take to sell my house? Every market is different and its important to have realistic expectations.
  6. How will you keep me informed about my transaction? Communication is imperative and if they don’t have a plan on how to keep you in the loop, they simply don’t have a plan period.
  7. Will I get Showing Feedback? It’s important to know what buyers and other agents are saying when your house is showed. The average agent doesn’t take the time to obtain it and that’s a mistake. If you don’t get feedback, how can you make your house more attractive?
  8. Has a client ever filed a complaint against you? It’s important to know this one. Even a great Realtor who has handled hundreds or even thousands of transactions is likely to have one or two. However, if there is a big history of complaints made against an agent, there’s probably a reason.
  9. Can I have references to past clients? Testimonials are important and past experiences can tell you a lot about an agent.
  10. What if I’m unhappy with your services? What kind of guarantee are you given?
  11. What sets you apart from other agents? Ask this one open ended – there’s a lot you can learn that you might not think to ask simply by using this question.
  12. Can you refer me to reliable service providers? During the process, you may need everything from cleaners to a handyman. You want to ensure your Realtor has a good referral network so you are well taken care of.
  13. Do you have an assistant or support staff? Support staff is extremely important. No one person can do everything and do it well. If your Realtor handles enough volume, they should have an assistant to help them and you.

Other considerations to ask yourself:

  1. Were they prepared for my appointment?
  2. Were they on time?
  3. Do I feel comfortable with them? Use your gut – it’s usually right.

Looking to sell your property? Call us! We’d love to help and share our experience with you so you have a good experience and get results.

The Poltrock Team – REMAX of Murphy NC – www.MyMurphy.comJohnPoltrock@gmail.com – Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team

Internet Real Estate Advertising Levels out the Selling Season in Murphy NC

Internet has easily changed the world – no doubt about it. We receive our news online, pay bills online, read more email than snail mail, are tethered to our smart phones, and shop for more and more items online too. The Internet has no doubt changed the face of our lives – and it has certainly done the same for selling real estate here in Murphy, NC.

Traditionally, we as Realtors experience a “selling season.” From May through the first two weeks in December was busy and the rest of the year was “dead,” as so many retired real estate agents explain. I have been told by many when Christmas rolled around, you might as well take an extended vacation through April or May. This likely was because if someone from out of town wanted to purchase a home, they had no way to see what homes and land was available for sale. Because of that, they waited to travel till the weather was more favorable for them.

The dynamics have changed drastically. No longer is this old adage true. I most certainly attribute it to the Internet. Now, no matter the time of year or temperature, folks can sit in the comfort of their home and shop for homes and properties online. They can find a plethora pictures and virtually walk through a home almost as if they were here in person. Now, they can find a house they want to see and buy throughout the entire year and can easily jump in their vehicle to come see it.

We experience this “leveling” of the season first hand as sales during the “off months” continue to climb to higher levels. I was amazing just how busy and how many properties sold in January, February, March, and April. The fact is, people’s desire to purchase a home never changes in the time of year. Now, the Internet brings properties right to their home no matter where they are located in the world.

The Internet is a wonderful and powerful tool to sell real estate. No matter the time of year, if you want to sell your house, call today! The prior thoughts of “let’s wait till [Spring, Summer, Fall, etc.]” are no longer necessary. Call today and let The Poltrock Team get you the results you need. We’re happy to share our advertising strategy with you to show you how we get properties sold when others can’t. Don’t take our word for it – check out our Testimonials and find out directly from our customers.

The Poltrock Team – REMAX of Murphy NC – www.MyMurphy.comJohnPoltrock@gmail.com – Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team