Check Out Our Newest Listings and Price Changes

You can tell winter has come to Murphy, NC with temperatures dipping in the teens at night and chilly day temps below 40, but no snow in the forecast yet. Despite the colder temperatures, we still have buyers looking and buying properties along with sellers listing theirs. So, if you are interested in buying a home here in our beautiful mountains, just give us a call. One call to The Poltrock Team is all it takes, whether you are selling or buying.

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Click This Link to See the Newest Listings and Price Changes in the Murphy Area

If you need anything at all, we’re only a call or email away! We’re here for you when you need us 🙂

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The Poltrock Team – REMAX Mountain Properties – Murphy NC – www.iLoveMurphy.com– Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team

The Poltrock Team Experts In The Real Estate Market

My husband and I had prior experience working with agent Donna Srabian of The Poltrock Team. This team is caring, hard working, and will help you accomplish your real estate needs. We have experience working with them on both the selling our house we owned in Hayesville NC and buying our new one in Andrews NC.  If you want an agent in real estate that is sincere, honest, friendly and will meet your goals,  you’ll want to give them a call. They are truly experts in the field of real estate in North Carolina.

~Art & Julie Rodriguez, Andrews, NC

The Poltrock Team – REMAX Mountain Properties – Murphy NC – www.MyMurphy.com– Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team

Three Great Tax Reasons to Retire and Live in North Carolina

“Our new Constitution is now established, and has an appearance that promises permanency; but in this world nothing can be said to be certain, except death and taxes.”

-Benjamin Franklin

Old Ben certain had it right, and it’s refreshing to know North Carolina’s new tax reform will help those who live and retire to North Carolina. There are three great benefits in the new tax code scheduled to take place in 2014. They are:

  1. Social Security income is exempt from state income tax.
  2. Income tax rates reduced to a flat rate of 5.8% in 2014 and 5.75% in 2015. The old code called for a rate as high as 7.75%
  3. Estate Tax is now abolished and is even retroactive to January 1, 2013. Not shabby at all!

It’s wonderful to live in the Smoky Mountains – it’s such a gorgeous area of the United States! Now, not only do you have beauty to look forward to, you have some great tax incentives too.

Thanks Forbes for information on the updated tax code.

The Poltrock Team – REMAX of Murphy NC – www.MyMurphy.comJohnPoltrock@gmail.com – Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team

The Poltrock Team Is Honest And Committed To Their Clients

We found out about The Poltrock Team from their advertising Billboards terry symanskyand decided to work with them because of their professionalism.  We would like to take this opportunity to “Thank you” for the outstanding service provided to us from your office.  We realize you went above and beyond the call of duty both in marketing and selling our home.  We were very impressed and pleased with the marketing of our home from the way you photographed and displayed our home on multiple sites.  With the current housing market we feel that you did outstanding work from the beginning to the end!

 Overall, we were very satisfied with the service we received from John – from the way he marketed our home on multiple sites to the end of the process of selling our home.  We were impressed by the degree to which John went to ensuring our home was well marketed and seen by many!  Thank you for being honest and committed to your clients and their needs.  Please know that should our circumstances ever change and we find ourselves back in the North Carolina market, you will be the first to know as we would not hesitate to buy a home from and through you.  We will also give your name to anyone in the market to either buy or sell.  May you continue to have a great success both in your professional career and in your family life.

 Terry & Mary Symansky

The Poltrock Team – REMAX of Murphy NC – www.MyMurphy.comJohnPoltrock@gmail.com – Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team

Murphy NC Real Estate Closings – NC is an Attorney State, Sorry Title Companies!

Real estate closings are always a lot of fun and an exciting time in Murphy NC! It means a buyer, and a seller, have come together to meet a common goal. Part of the closing is have the title work done on the property’s title to ensure it is free of liens, encumbrances, and other issues that could negatively affect the new owner. In North Carolina, that’s where attorneys, not title companies, come in.

With so many folks buying land and homes here in Murphy NC that aren’t from here, they aren’t used to this. Many other states in the US operate their closings with a title company and no independent attorney is involved. However in North Carolina, this is not the case. North Carolina has a law that all real estate closings must take place with a North Carolina licensed attorney.

Cost

Many folks hear they have to use an attorney and automatically assume that means a huge bill at closing. That’s not the case! Because using an attorney is the norm in NC, attorneys are reasonably priced because they all ultimately compete for the business. That makes it extremely affordable, and in my opinion, better. You have a trained eye with years of experience and even more years of education on your side to make certain the seller conveys clear title and the buyer receives it. Not only that, from folks I have spoken with who use title insurance companies for closings, the cost is almost identical.

Title Companies are STILL Involved

Even though North Carolina is an attorney state, the title company plays a pivotal role in the closing. The attorney submits the title work to the title company so the property can receive title insurance. The title company then AGAIN reviews the title to make sure there are no major issues that jump out at them and then issue the title insurance policy protecting the buyer’s interests in the property.

Are you looking for a good real estate attorney?

Then Fear Not! We use many extremely good real estate attorneys here locally in Murphy NC. If you’re looking for a good one, CLICK HERE to see our Gotta Guy List that has our recommended contractors and businesses here in Murphy NC. Scroll to down to the “Attorney – Real Estate” category, and choose!

Need a good real estate agent to get you to the closing where you’ll need an attorney?

Look no further! The Poltrock Team will make certain you are well taken care of 🙂 You can even see the experiences other real estate buyer and sellers have had in working with us by checking out our Testimonials to The Poltrock Team at REMAX of Murphy NC. You can call us or use our online SELL MY REAL ESTATE form or FIND MY DREAM HOME form and we’ll get to work for you right away!

John Poltrock – The Poltrock Team – REMAX of Murphy NC – www.MyMurphy.com – JohnPoltrock@gmail.com – Call us Toll Free at 1-866-Murphy-NC –  1-866-687-7496 – Murphy’s #1 Real Estate Team

 

From Murphy to Manteo in North Carolina

My favorite sign to see in the whole world!

Ever heard the phrase from Murphy to Manteo? We hear it quite a bit! North Carolina is a BIG state and its a phrase that represents the sheer size – the westernmost and easternmost town in the state of NC.

It’s amazing to me! There are so many people that ride their bicycle, walk, and run the 545 mile trip from Murphy to Manteo. Every year, there are organizations and fundraisers that have races from one end to the other to raise funds for a cause. That’s dedication! I was reading several folks that did it in 7-9 days – that’s quick! Now to make the drive, it takes a solid 9 hours to complete the drive – and you never leave the state!

North Carolina is a gorgeous state and if you love the mountains of North Carolina, Murphy is the place for you to call home. In my very biased opinion, there’s no prettier or better place to live in the entire world than Murphy  🙂 So while you’re here in the mountains, be sure to check out the area and buy some real estate! We’re always looking for good neighbors!

Search The Poltrock Team’s REMAX Listings for SaleSearch ALL The listing for Sale in Murphy NC

John Poltrock – The Poltrock Team – REMAX of Murphy NC – Murphy’s #1 Real Estate Team – www.MyMurphy.comJohnPoltrock@gmail.com – Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496

Great Building Land in Murphy NC Located by Cherokee Hills Golf Course

Here is one spectacular tract of land for sale to build your home! This extremely gentle lot is perfect because you can build a home on a crawl space OR a basement! It gives you lots of choices. With approximately 1.1 acres, you’ve got a great corner lot that fronts on both Bourne Drive and Picnic Way. You can just about throw a rock and hit the Cherokee Hills Golf Course! You could drive your golf cart right to the tee! And even if you’re not a golfer, you can rest assured this property is in one of the absolute best neighborhoods in Murphy, North Carolina.

See more Pictures and information on this Land for Sale in Murphy NC

John Poltrock – The Poltrock Team at REMAX of Murphy NC – www.MyMurphy.com – JohnPoltrock@gmail.com – Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496

Real Estate Foreclosure at 119 Brook Green Court in Murphy NC

For sale is this brand new home with long range mountain views that are far better than any picture can reveal. Located in the Sanctuary at Vance Mountain in Murphy, North Carolina where peace and relaxation is the norm, this home has fabulous architecture and high-end everything. Featuring 4 bedrooms, 3 1/2 bathrooms with a foyer entry, formal dining room, breakfast room, den/office, loft/bonus room, inside laundry room, and an unfinished basement means there is plenty of room for your entire family and for substantial entertaining. All situated on 1.18 acres with a year-round view.

If the list price of $400,000 is appealing to you, call us to find out more details!

Contact The Poltrock Team Today – Murphy’s #1 Real Estate Team –
www.MyMurphy.com – JohnPoltrock@gmail.com – Call us Toll Free Today at
1-866-687-7496

Murphy’s Best Kept Secret – Lake Hiwassee

Whether you live in an area, are moving to an area, vacationing, or are planning to buy a vacation home somewhere, an important question to ask is, “What is there to do?” While we have many great resources and places to go here in Murphy, North Carolina, there’s one major asset that deserves attention – especially this time of year.

Lake Hiwassee.  Yes, many areas of the entire United States have lakes, and beautiful ones at that. So why would Hiwassee be any different or better than another? Why should it influence a decision to move to Murphy or spend your days here in Western North Carolina?

Fisherman, skiers, boaters, swimmers, and all those who spend time on the water – have you ever been on a lake where the boats are so thick in the water you can’t get a truly relaxing moment? What about a place where the water is so choppy it beats you to death when you’re moving or skiing? What about a lake with so many homes and people along the shoreline that you can’t “get away?” That describes many of the lakes in the United States. They’re incredibly commercialized to the point you can’t enjoy the water in the way you hoped and intended.

That’s what makes Lake Hiwassee different. It’s surrounded by US Forest Service on 93% of Lake Frontage, so you can enjoy the lake as God and nature intended it. When you consider the lake itself, it is roughly 6,280 acres – that’s a lot of natural lake! To top this off, the fact the mountains of Western North Carolina surround the shoreline of Hiwassee and act as a barrier to holding back winds. This creates glasslike water and the perfect environment for water skiing, wakeboarding, knee boarding – you name it. Smooth water is sought after and found regularly on Hiwassee.

For fishermen, Hiwassee provides many great opportunities. Swimming within the waters, you’ll find Largemouth Bass, Smallmouth Bass, Walleye, Pike, Brim, Bluegills, and many more varieties of fish. With so many coves branching off the main channel, you’ll find lots of great fishing spots to spend your day with friends, family, or just a peaceful evening to yourself.

Four marinas bless the banks of Lake Hiwassee. If you would like to rent a boat or if you need gas and/or supplies, you’ll find them there. Duke’s Hideaway Marina, Shook’s Marina, Mountain View Marina, and Harbor Cove Marina are the four you’ll find. They’re all excellent places to start your day on the lake and you should certainly get going while the water is high and the temperature is perfect!

What is a shared well or community well in Murphy NC?

In Murphy, North Carolina, there are several sources of water your home or property may have access to. The most popular are:

  • City water – you hook to the town water supply. This is not common in most homes.
  • Private Well – you and only you own your own well and use it.
  • Spring – a natural water source coming from out of the ground on its own
  • Community or Shared Wells
The Community Well that Serves our Home. Wells here are often covered by a "fake rock."

Now since this topic is on community or shared wells, I’ll focus mainly on that. These sources are where multiple homes or structures use one (or in rare case, a series of) common water source. Wells are generally where our water comes from here, so most of the time you’ll see that it is a well.

In North Carolina, if you have a shared water system with more than 14 homes on it, you are considered a public water utility and it becomes governed by the state. Since this is a paperwork nightmare, you’ll generally find there are generally less than 14 homes a system. My home, for example, has a well that is shared with 12 of my neighbors. It works great for us.

How are costs shared? There are all sorts of arrangements and are certainly no hard and fast rule how this works. The most common is that everyone pays $15 per month (or $180 per year) for the use of the water. There’s no meter, so that’s a flat rate. Those funds are to pay for power and maintenance, if any. The leftover funds are generally put in a “kitty” to pay for future maintenance. In the event a pump goes out or something of that nature that costs more than the fund has, everyone chips in equally to pay for the maintenance.

It’s a great system because many wells produce more than one home can possibly use. When a well is shared, it lowers the cost of use dramatically for everyone involved. Not only that, it keeps the water “fresher” because you have a consistent draw on the well that keeps fresh water coming in and prevents the water from getting stagnant.

So what’s the difference between a shared well or a community well? It totally depends on who you ask. The banks that provide financing on homes have a slightly different definition versus our real estate guidelines. However, a general idea is this:

  • Share well – one party actually owns the well and “shares” it with others. If you’re not the person who owns the land the well is on, you don’t have an ownership interest in the well, only a right to use it. This can be in writing and even recorded at the Cherokee County Register of Deeds to make it official and legal.
  • Community well – all the users have an ownership interest in the well. For example, you may have a 1/10th ownership in it. You also have the rights to use it as mentioned above and it, too, is often recorded at the court house to make it legal.

With all that said, it’s a great way to have water in the mountains! Well water is my personal favorite because it comes right from the source! You could bottle my well water – it’s so good! 😆

John Poltrock – The Poltrock Team at REMAX Mountain Properties – Murphy’s # Real Estate Team – www.MyMurphy.comJohnPoltrock@gmail.com – Call us toll free today! 1-866-Murphy-NC or 1-866-687-7496