We found out about The Poltrock Team at REMAX in Murphy because they sold a piece of land that adjoined our property. We wanted to sell our real estate and sell it quick, and they did it! They knew the perfect buyer and sold the property before it ever went on the open market. They took excellent care of us, were extremely efficient, and gave us service with a smile. I absolutely would use them again and wish we had more property there in Murphy they could sell for us!
Mark and Linda McCormick Port Saint Lucie, FLReal Estate Foreclosure at 6 Hills and Hollows, Murphy NC
This is a great 2 bedroom/2 bathroom mountain-living cabin home on .91 acres in Murphy NC! Features include an awesome wrap-around deck that could provide a possible seasonal view of the mountains around you. Inside has a cozy fireplace and a loft with a private bathroom that could be your master bedroom suite. Buy this Cherokee County home for only $81,700! Call us for details!
Contact The Poltrock Team Today – Murphy’s #1 Real Estate Team –
www.MyMurphy.com – JohnPoltrock@gmail.com – Call us Toll Free Today at
1-866-687-7496
54,612 Reasons You Should be THANKFUL You Missed the 8000 Tax Credit in Murphy NC
Think the tax stimulus was a great deal – think again! Mortgage rates here in Murphy NC are so good, you can beat it! We have lots of local lenders that can help you with this.
For missing the $8000, you gained $54,612 in interest charged for your loan. On a $200,000 mortgage at 5.5% interest over 30 years vs, the current 4.25% you will have saved $54,612*. If you look at a 15 year mortgage, it would have saved you EVEN MORE!
Buy now and gain so much more than the $8,000 tax credit, you really don’t want to miss out on this benefit. Call us today to start finding your new home!
The Poltrock Team – Murphy’s #1 Real Estate Team – www.MyMurphy.com – JohnPoltrock@gmail.com – Call Toll Free 1-866-Murphy-NC or 1-866-687-7496
*interest rates change daily so savings can change based on your interest rate lock
John Poltrock Meets Dave Ramsey
Here I sit at the StarPower 2010 Conference in Nashville TN, and I got to meet the man himself – Dave Ramsey. He spoke last night for roughly 1.5-2 hours and it was a PHENOMENAL speech. He’s a great speaker and although I have heard many of his materials and stories before (I teach Financial Peace University at my church, have been through the course, and often listen to his radio show on my iPod), it was a power delivery that left the crowd laughing and engrossed.
After the course, Randy Dockery and I were the ONLY people able to get our picture with Dave, and you can see us here! 😀
If you are unfamiliar with Dave Ramsey, he changed Jessica and my life financially speaking. We learned things from him we should have already known, but were not doing. We’ve managed to turn the page financially and are much more sound than we’ve ever been. He has helped us help others in our business because we no longer have to stress about money, and when you don’t, you’re able to serve others better and look out for their interests better. Simply put, it makes us a better Realtor, real estate agent, couple, and family.
It’s a privilege to be here, meet Dave Ramsey, and bring back all of the knowledge we’re learning here and help others meet their goals. I love it!
John Poltrock – The Poltrock Team – RE/MAX Mountain Properties – Murphy NC Real Estate – www.MyMurphy.com – JohnPoltrock@gmail.com
Great New Nottley River View Land for Sale in Murphy NC
Now here’s a tract of land that you won’t find often! This property is really neat – it’s totally unrestricted giving you the flexibility to use the property as you like and build what you like! This property has a roughed in driveway and a spectacular mountain and Nottley River view that will just blow you away. You can hear the crashing of the water on the rocks – and that could be right from your living room! Act fast though – this property is 3+/- acres at $29,800, this deal won’t last long.
Contact The Poltrock Team Today – Murphy’s #1 Real Estate Team – www.MyMurphy.com – JohnPoltrock@gmail.com – Call us Toll Free Today at 1-866-687-7496
The POWER of an Educated Realtor in Murphy NC
Realtors are an incredibly diverse group of people. You have folks who are young, old, middle aged, well educated, high school drop-outs, and everything in between.
No matter the options, its important to make sure your Realtor is on top of all the latest tools and knowledge.
With all that said, I love to get more ideas to continually improve our business and our service. I’m in Murfreesboro, TN at the StarPower 2010 Convention – and its been great – and today is only the opening session! We heard from greats like Howard Brinton, Alex Charfen, and Denny Grimes. Tomorrow, I’m going to hear from tons more – like Dave Ramsey!
It’ll be a great experience and I can’t wait to come back to Murphy, North Carolina with some extraordinary ideas and opportunities!
The Poltrock Team at RE/MAX in Murphy NC – www.MyMurphy.com – Call Toll Free at 1-866-687-7496 – Murphy’s #1 Real Estate Team
Our New Murphy NC Real Estate Blogsite is LIVE
That’s right! We’ve been working for months now to develop our new Murphy NC Real Estate blogsite at www.iLoveMurphy.com – and it’s here! It’s got tons of new features that you won’t find anywhere else, so be sure to check it out.
Here are some great features in our newly redesigned website:
- Use the most advanced MLS Search Tool Available and see ALL the real estate listings for sale!
- Watch VIDEO TUTORIALS of how to make our website and real estate search tools work for you
- Sign up for our Murphy NC SOLD Real Estate Update each month
- CHAT with us online – anytime we’re online too – right from the site!
- Use our “Dream Home Finder” to find homes for sale that fit what YOU’RE searching for
- Subscribe to our Blog by email or with our RSS Feed
- Connect to us on Social Media such as Facebook, Twitter, and Linked-In
- Get area information you can’t find anywhere else
- and more! Not only that, we’re constantly adding new content to help you
Contact us today and let us know what we can do to help you with your Murphy NC Real Estate needs.
The Poltrock Team – Murphy’s #1 Real Estate Team – www.MyMurphy.com – JohnPoltrock@gmail.com – Call Toll-Free 1-866-687-7496
Toastmasters in Murphy NC is Growing!
T
oastmasters is a group beginning in Murphy that helps people grow in their leading and speaking abilities – and it’s growing! Our newly dubbed club name is the “Smoky Mountain Leaders and Speakers Toastmasters.” We’d love you to join- it’s Monday Night at 6:30 at RBC Bank in downtown Murphy. Hope to see you there or call for more details.
Click here to read the first Murphy NC Toastmasters article.
The Poltrock Team – Murpy NC Real Estate – www.MyMurphy.com – Call Toll-Free 1-866-Murphy-NC or 1-866-687-7496
Taxes and Insurance Costs in Murphy NC
Insurance
We thought it might be helpful for you to know a little bit about real estate insurance in Murphy, NC. Insurance is something most everyone has to deal with and plan for no matter where you live, and we commonly hear of insurance rates in the thousands of dollars in other places around the U.S. – and thankfully my bill is not like that!
When you buy a home, did you know the rate is very commonly around a mere $600-$900 for a year?! You can’t beat that for coverage. Of course that can change depending on the size, type, and other factors of your home, but as a general rule, that’s a great place to benchmark yourself for planning purposes. I only pay $650 per year for my home! 😀
Did you know that if you buy a piece of land, you most likely don’t need to insure it at all? You probably should double check with your insurance agent to make sure of this on your policy, but your current homeowner’s policy covers any liability you might have with vacant land. That means you’ve got no additional cost there!
If you’re looking to buy a home, you may or may not be considering renting it out. If that’s the case and you would like to rent it out as a full time rental or vacation rental, be sure your insurance is right. Some of our local insurance agents can find and rental rider that’s included at no charge or very inexpensively!
Taxes
When it comes to land, it’s an extremely affordable tax bill. The tax bill is commonly around $50-$150 for an average 1-2 acre parcel and can be higher for a more expensive or desirable parcel. Large tracts vary and its best to research them on a per parcel basis.
In regards to homes, a cabin or chalet yearly tax bill is around $700-$900. A nice home assessed at $300,000 is right around $1,350, so it’s not too bad! 🙂
Tax Rate – The current tax rate is $0.385 per $100 of assessed value. Assessed value is currently higher than market value on most homes by 20-30%.
We’re really blessed with fair taxes that aren’t outrageous compared to so many other areas in the country!
New Update for August 2013: 3 Great Reasons to Retire and Live in North Carolina
FAQ’s
Will my tax bill change when I purchase a property in Cherokee County? No, generally not. Taxes here are based on “bulk appraisals” that are assigned roughly every 4 years. Your purchase will have a small bearing as to a future assessment but won’t directly change your tax assessment.
Is there a homestead exemption? No. Cherokee County assesses equally amongst everyone generally keeping all taxes lower.
Why are taxes lower in Murphy NC/Cherokee County than where I live? Although I can’t directly answer that, I do find that most people I’ve spoken with that have higher taxes often live in cities or close to them that have more “infrastructure” and “programs.” Things like garbage pickup all the way to big public works projects that cost money to operate and can attribute to higher taxes.
Is there a separate school tax? No, there is not.
Who do you recommend for insurance coverage? Easy! Check out our Gotta Guy List for great insurance agents you can work with here locally.
John Poltrock – The Poltrock Team at REMAX Mountain Properties – www.MyMurphy.com – JohnPoltrock@gmail.com – Call us Toll Free at 1-866-687-7496
What is Month’s Supply in Real Estate Statistics
In Murphy NC and real estate markets all over the United States, “Month’s Supply” is a term used to determine what kind of real estate market a property is in. It makes more sense when you see it calculated, so here’s the formula:
Number of Homes for Sale / Homes Sold in a Month = Months Supply
This tells you “if not another home was listed, how long would it take to sell what’s actively on the market?” The answer that comes from the formula tells you all sorts of things, and one specific benchmark is if the # is greater than 12 months, it’s generally a buyer’s market. If it’s less than 12 months, it’s generally a seller’s market.
In our monthly SOLD Real Estate Update, our absorption report takes it miles further by not only calculating the market as a whole, but individual price categories as well over the past month, 3 months, 6 months, and 12 months so you can determine trends, emerging markets, and more!
Email me NOW to join our Murphy NC Real Estate Update – for Free! Get our Exclusive Absorption Report and insight each month – along with the ability to see every house and piece of land that sold! Pictures, details, and more of each property are included.
The Poltrock Team – www.MyMurphy.com – JohnPoltrock@gmail.com – Call Us Toll-Free at 1-866-Murphy-NC or 1-866-687-7496