Chalet with a Full Finished Basement For Sale in the Ranger Community of Murphy NC

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There’s a great new Basement for sale in the Ranger Community of Murphy, North Carolina! This beautiful chalet styled home is full of upgrades that you won’t see in the run-of-the-mill chalet. Here’s the laundry list of great features you’ll find out about it:

  • 3 bed, 3 bath homes
  • All tile, hardwood, and carpet floors – no vinyl here!
  • tongue and groove ceiling in the great room that extends through the loft!
  • Full finished basement
  • Jacuzzi/Whirlpool type bathtub
  • Wet bar in the basement
  • Super gentle land
  • Wood burning Rock Fireplace that currently has gas logs in it
  • Upgraded Appliances – including a front loader washer and dryer!

All of this for less than $200,000!!!

Whether you’re eyeing a Basement For Sale in the Ranger Community or exploring things to do in Murphy NC, The Poltrock Team is ready to help you find the perfect mountain home!

 

John Poltrock – www.MyMurphy.com – The POLTROCK TEAM at RE/MAX in Murphy, NC – Call Toll Free at 866-687-7496 – JohnPoltrock@gmail.com

The Death of Alan Worley – A great Loss to Murphy, North Carolina

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The world of RE/MAX Real Estate in Murphy, North Carolina was totally shattered today by the Death of Alan Worley. He passed away while working to clear a parcel of land behind the RE/MAX Cornerstone Professional Building, suffering a fatal head trauma caused by a falling tree. Our flag now hangs at half-mast in Alan’s honor — today and forever in our hearts.

Funeral Services will be held on January 1, 2009 at 7 pm with visitation being from 5-7.

Alan was a great man married to our RE/MAX Office Manager, Patty Worley. He owned and operated T&A Construction with his son, Tommy Worley (T&A is for Tommy and Alan). For many of you here in Murphy, he has installed septic systems, done grading, and many other jobs to make our lives better. He leaves his wife Patty, son Tommy, and daughter Lisa behind. They are one of the best families in Murphy NC. He will be greatly missed.

Alan, we shall forever miss you. Your sudden and very unexpected death has shocked us all. I think I speak for everyone when I say we all envisioned you in our lives for many, many more years. Now that you’re in heaven, please watch over your family and all of us. God bless you.

As we remember the Death of Alan Worley, we also celebrate the lasting impact he made in Murphy NC — a community he loved so dearly. Explore things to do in Murphy NC and experience the beauty of a place he helped shape.

What to Expect When Offering to Buy a Foreclosure in Murphy NC

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When you find a foreclosure in Murphy NC that you want to buy, there are several things you need to know and expect before diving into the process. Buying a foreclosed home is definitely different from purchasing a property from a “normal” seller — and it’s an experience you’ll want to go into well-prepared.

You found a foreclosure home you want to buy. Here are some tips and what to expect.

  1. Lots of paperwork. You’ll have all the standard paperwork you have when you buy a house and then endless addendums they will send afterward for you to sign.
  2. Crazy Addendums. They’re something else. They will limit the bank from any and all liability and specify how to expect the closing will take place. There will be mold addendums even if the house doesn’t have mold (basically says the bank doesn’t know about any mold and is not liable for any), addendums on other hazards, addendums to the addendums, and addendums to the amended addendum! Trust me though… there’s a lot.  You will find contradictions in the paperwork. For example, in one spot they may say they will pay your closing costs and then in another say you are responsible for them.
  3. Slow paperwork processing. It takes the bank forever to sign your offer to purchase. They have to approve it on many different levels and they are in no rush to sign it. They will give you verbal acceptance pretty quickly and the signed and executed offer can often take a week or more to receive.
  4. Contradictions. You’ll find the left hand doesn’t talk to the right hand on the bank’s side. The listing agent will contradict what the closing agent said and so on. Be prepared for a few “inconveniences” to crop up because of this. You have to remember, “I’m getting a great deal. I must be patient…” and so on to put up with some of it.
  5. Delayed closing. This is a case of the left hand not communicating with the right hand. If you can close in a week and they agree to it on the contract, expect it not to happen. Not because they have ill intent, rather because they have so many steps they have to go through and it just doesn’t “accelerate” well. No need to worry, no matter where you are at, you can get closing documents by mail or UPS.
  6. Attorney costs. Sometimes they offer to pay your closing costs. There is a bit of a catch to this. If you do, they expect you to use their attorney. Many times they will even pay for title insurance for you. If they do, it’s not too bad of a deal. There is a bit of consideration to this, however. Who do you think an attorney that represents the bank and does many transactions for them is most interested in? Especially if they’ve never seen you and don’t know you from Adam, they’re not as worried about you. Hiring your own closing attorney may cost you more, and it may be worth it to know you have someone who is representing your best interests – not the banks. You’ll have to decide which approach is better for you. It may even be worth it to consult an attorney (often a free consultation with many of our local attorneys) to find out the benefits of both ways. You can find an attorney on our recommended contractors list, or Gotta Guy List as we call it.
  7. Get EVERYTHING in writing. When we got to the closing table for the foreclosure we bought, several surprises happened. They told us they would pay for our attorney and title insurance costs. We had this verbally, not in writing. We ended up having to pay for our attorney costs. They told us they would repair some plumbing issues we discovered. They disputed it. We produced email correspondence on it where they agreed to pay it and they did, indeed, end up paying it. Point is, since the right hand doesn’t communicate with the left very well, you need to have everything they agree to in writing.
  8. Remember and always come back to the fact that you’re getting a great deal. Unless the stars align in a way that I’ve not seen, expect closing not to be as smooth as it is with a “normal” seller. There’s a good chance you’ll get frustrated with it, so always come back to and remember that you’re getting a great deal. After all, you’ll be saving thousands and when you look back on it after owning your home for a few years, it will all be worth it.

If you’re planning to buy a foreclosure in Murphy NC, we can guide you through every step! Discover more about things to do in Murphy NC and connect with us for expert help.

John Poltrock, Certified Residential Specialist – The POLTROCK TEAM at RE/MAX Mountain Properties – www.MyMurphy.com – JohnPoltrock@gmail.com – Call Toll Free at 1-866-Murphy-NC or 1-866-687-7496

Foreclosure Houses and Tips to Buying Them in Murphy NC

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Foreclosures have become a hot topic in the national real estate market, and that is just as true for Murphy NC. We’ve been fortunate – we don’t have nearly as many foreclosures in Cherokee County NC as much of the country does. The good news is they are still out there and you can still buy them at great prices.

Are you looking to buy a foreclosure in Murphy NC?

Then there’s a few things you need to know before you look any further.

  1. There’s no way to get a full list on by searching the Murphy NC MLS on your own. Finding them is rather obscure on my end and almost impossible on your end. If you’d likeForeclosure Sign to a full list of the active foreclosures here, email me now (Copy and Paste into your email program JohnPoltrock@gmail.com). I will respond with a link to all the current ones so you can be up-to-date and save a ton of time.
  2. Banks expect you to be prequalified for financing before you even make an offer. If you’re serious about buying a foreclosure, the very first thing you need to have prepared before you even open the door of a foreclosed house is your financing. Banks won’t even look at your offer in almost every case until they know you have the means to buy it. Simply put, have your financing ducks in a row or buy it in cash. Need financing? Go to our Murphy NC recommended contractor list, or “Gotta Guy List” as we call it, to see several excellent local lenders who can get you started.
  3. Expect multiple offers. There can’t be a “I’m not getting in a bidding war” attitude when you’re buying a foreclosure. Be prepared for multiple people to be looking at the same property while you’re shopping. The last two foreclosures we sold (one of which we bought) had multiple offers on them and it’s just part of it. It doesn’t mean you have to pay too much, and that’s where we’ll help you.
  4. Act fast. This somewhat ties into the last one. The best way to avoid multiple offers is to not waste time. If you find a house that fits what you want to buy – do it! Waiting around to make a decision, consulting lots of friends, and anything else that takes up a lot of time is a good way to loose the house. Remember – there’s lots of people looking at them and you want to beat them to it. There’s a lot to the “early bird gets the worm” philosophy here.
  5. Expect to swing a hammer. By that I mean you’ll more than likely have to do work to it. If you’re not in to working on a house or are unwilling to invest more money back in to it, foreclosures may not be for you. You don’t want to buy one with structural issues. Cosmetic problems are okay and most foreclosures will have their fair share of them. I can tell you a few stories about our house and the challenges it had – and they are all fixable!
  6. There’s no dream homes here. Don’t get me wrong on this one – our house is now rapidly becoming a dream home to us. That’s because we’re putting “our” touches on it just like you will do to your foreclosure house when you buy it. Until that point, you won’t walk in and have that “This is it!!!” feel. You can’t expect to find “The One” when you’re shopping for good deals. You’re going to have to settle on some things, so have your list of things that you have to have and things you would like to have and can live without. If it fits the parameters you set, than you’re good! Just remember, you start working on it and putting your own personal touches in it, it will become a dream home for you once you’re finished with it.
  7. Don’t exclude non-foreclosure homes from your list. There are lots of great properties out there at even better prices. Keep an eye out for ones that are not bank owned too because you can sometimes find sellers that have to move a house. We’ll be happy to help you find these, too.

If you’re searching for the best foreclosure in Murphy NC opportunities, we’re here to help! Explore things to do in Murphy NC and reach out to us today for expert guidance.

John Poltrock, Certified Residential Specialist – Murphy, NC – The POLTROCK TEAM at RE/MAX Mountain Properties – www.MyMurphy.com – JohnPoltrock@gmail.com – Call Toll Free at 1-866-Murphy-NC or 1-866-687-7496

Invest in the Mountains of Murphy NC – Especially Now!

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With the Holiday season coming to a wrap and 2009 young and vibrant, we are all looking forward to a year of progress. President Obama’s term is getting ready to begin, and regardless of whether you are a supporter or not, I’m certain we are all hopeful for an improved economy and a prosperous nation.

Real Estate is a huge opportunity to invest in the Mountains of Murphy, NC, as our economy continually shows signs of improving. Not only that, there are many choices for homes and land.  The hardest part is just picking which is your favorite! As Donald Trump said, “It’s tangible, it’s solid, it’s beautiful. It’s artistic, from my standpoint, and I just love real estate.” You’ll always be able to stand on it, touch it, enjoy it, and ultimately sell something that is real – not just a paper investment.

Real Estate is a low cost opportunity right now as interest rates are continually dropping. You should be certain to contact one of our many local lenders to find the opportunities in place right now. Cost of ownership is extraordinarily low with very favorable county tax rates. For example, current rates for a home assessed at $200,000 will be in the neighborhood of $800 for the year. Homeowner’s insurance runs in the same neighborhood as well. If you purchase land, you shouldn’t need to pay insurance for it since your current homeowner’s policy should protect you for most things under personal liability coverage (be sure to check your own policy to see what specific coverage is offered).

There are many different types of real estate investments in Murphy NC available suitable to practically every budget. We have land opportunities as low as $10,000 and with sizes ranging from lots to parcels with thousands of acres. Looking for a home you can enjoy now or don’t want to build? We have brand new cabins and homes in the low 100’s, and from there, the sky is the limit. You can also search the Murphy NC MLS for free.

The investment standpoint is always a good way to look at it, and with a degree in financial planning, I tend to look that way first. Truth is, that’s only a very small portion owning a property in the mountains. Waking up with a warm cup of coffee overlooking a stunning mountain view is something you cannot even begin to put a price on. Living on a cool mountain river watching trout swim around catching flies is something that simply can’t be replaced. Sitting on a soft leather couch in the evening watching the sunset on the Appalachian Mountains right beside a crackling fireplace is of no comparison.

Now is the time to move from dreaming and to start planning. Come to Murphy! There are many great cabin rental companies and hotels to choose from so you can come and truly enjoy yourself. Curious about the area and want more information about weather, what to do, and more? Contact us and we’ll send you our FREE Murphy NC Information Packet; it’s filled with tons of information about the weather and climate in Murphy NC, things to do, and much more! And until you get here, keep dreaming of mountain views, comfortable weather with four seasons, and great people!

Be sure to read this article in the January 2009 Edition of our local Cherokee County Newspaper, The Cherokee Scout. You’ll find it and our full page ad in Country Roads.

If you’re ready to Invest in the Mountains of Murphy NC, we’re here to guide you every step of the way. Explore more things to do in Murphy NC and connect with us today!

John Poltrock, Certified Residential Specialist – Murphy NC – The POLTROCK TEAM at RE/MAX Mountain Properties – www.MyMurphy.com – JohnPoltrock@gmail.com – Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496.

The Doctor is In and she approves The POLTROCK TEAM in Murphy NC to Buy a Home in the Mountains!

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As a busy professional searching for the perfect mountain vacation home, I found limited time to adequately locate suitable properties.  Fortunately, another realtor referred me to John Poltrock.  John was able to meet my scheduling needs as an out of state buyer and prescreen properties in order to make my search more efficient to Buy a Home in the Mountains. 

In addition, John made my visits to Cherokee County absolutely stress free by arranging wonderful accommodations when I visited to view properties.  During and after the sale, John was extremely helpful in arranging necessary inspections and repairs as well as  putting me in contact with local resources.  I would highly recommend John to any buyer who is looking for a realtor to “go the extra mile” to make their next home purchase relatively stress free.

If you’re ready to Buy a Home in the Mountains, we’re here to make your journey smooth and stress-free. Discover more things to do in Murphy NC and reach out to us today!

Dr. F. Sdlonyer

A Home-Made Cheesecake is a TRUE Real Estate Testimonial to The POLTROCK TEAM in Murphy NC!

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There’s a lot of things in life that makes you feel good when people do little things. In real estate in Murphy NC, we get to work with some of the best folks in the United States! Jay and Peggy Center brought us a home-made cheesecake to say thank you for helping them invest in a few properties here in Murphy NC and in Hayesville NC.

They say a picture speaks a thousand words – but I think a cheescake might just be better!

Moments like a Home-Made Cheesecake remind us why we love helping clients find their dream homes! Explore more things to do in Murphy NC and connect with us today!

John and Jessica Poltrock – The POLTROCK TEAM at RE/MAX Mountain Properties – Murphy, North Carolina – www.MyMurphy.com – JohnPoltrock@gmail.com – Call toll free at 1-866-Murphy-NC

Thanks to John and all the REMAX Team of Murphy NC!

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Here’s a wonderful family who bought a creek investment lot with REMAX Team of Murphy in the Ranger Community of Murphy NC. Super people and here’s a brief letter they sent us:

We’re very happy to be hill-billies – ha! I would definitely recommend you all to others. We look forward to seeing you all in church or at the grocery store at the BBQ in the future.

If you want a smooth real estate experience with the [REMAX Team of Murphy], we’re here to help! Explore more things to do in Murphy NC and get in touch with us today!

 

All the best,

Scot and Mary St. Clair

Sorrento, FL

Halloween at Konaheeta Park and on Duke Street was an Amazing Success in Murphy NC!

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Halloween this year was celebrated at Konaheeta Park and at Duke Street this year in Murphy NC. It turned out to be a huge success!

Trick-or-treating on Duke Street is a family favorite every year. Duke Street is located right inside Murphy city limits and is a residential neighborhood home to many of the area’s influential people, such as Mayor Bill Hughes. With hundreds of families and children, it was a tremendous turn out after dark! The city police keep through traffic off the roads making it safer for the children. The ticket to Duke Street is to show up after dark! There’s lots of candy, lots of people, and lots of friends and family you’ll see making the rounds house to house.

Before dark, Peachtree’s on Fire Family Church sponsored an excellent celebration at Murphy NC’s Konaheeta Park. It was full of families and children running around, collecting candy, playing games, and eating hot dogs. Admission was completely free for everyone and all the kids were given a free hot dog to keep their stomachs full of more than just candy!

There were well over a dozen games for the kids to play and they could win candy for winning! Throw in jumpy toys, a hay ride, and music, it was a great Halloween for 2008!

If you’re planning to enjoy a memorable [Halloween] or any special event, we’re here to welcome you! Explore more things to do in Murphy NC and connect with us today!

John Poltrock, Certified Residential Specialist – Murphy NC RE/MAX Mountain Properties – www.MyMurphy.com – JohnPoltrock@gmail.com – Call Toll-Free 866-Murphy-NC

Tired of Making Bad Investments? Consider Buying Real Estate in Murphy NC!

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Have you ever bet your life’s savings on the craps table? How about taking a weekend to Vegas with everything you’ve worked for? Would you ever bet everything on one spin of the wheel?  Although Ashley Revell sold everything he owned, traveled to Las Vegas and bet it all on one spin of the roulette wheel, it’s simply not a smart idea. (See below for Ashley’s Vegas Adventure)

Right now, the stock market looks like a good investment – yet you simply don’t know. This year alone, the Dow has lost 5,228.04 points, or an astonishing 37.1%.  This past Friday it dropped a whopping 1.41% in one day! So I pose my question again – have you ever bet your life’s savings on roll of the dice?

This past week, a couple who are very good clients of ours wanted to make a pretty sizeable investment – and it accounted for a very large portion of their savings. Where did they put their money? Real Estate. What did they buy? Land. Why did they buy it? Because it was a smart, safe bet. We found two tracts of land that works perfectly for them and are very likely to provide a safe, reliable place to put their money.

In watching properties on the market, the best properties are getting snatched up at record rates. We sold one of the properties as an investment to the couple above 84% faster than the market average! Why? Because it was a phenomenal opportunity that simply doesn’t stay on the market and you have to act fast for opportunities like it.

How many times have you heard people, friends and families say, “When this election gets out of the way, things will really turn around.” Mentality of the people you know and of the nation makes a tremendous amount of difference as to when fortunes are made. The election is less than a month away. Would you like to be ahead of the curve and buy an investment while the market is at the bottom or buy when prices are on the way up?

If you want to find the best real estate investments, call us or your Realtor today before the election and market upswing.  Find out what properties are available, look at them, size them up, and decide what’s best for you. Don’t see what you want? Ask to be set up on automatic notification so you can be alerted as soon as a property hits the market before anyone else has time to find out about it. We would be happy to do this for you for free of charge and start getting your investment portfolio where it should be – well diversified and profitable!

If you’re ready to make smart Real Estate investments, we’re here to help you find the best opportunities! Explore more things to do in Murphy NC and connect with us today!

Written by John Poltrock, Contributing Writer for The Cherokee Scout. Be in “the know” by visiting The Cherokee Scout’s Website to have their paper delivered to your door.