The Murphy NC Real Estate Market Update – November 2009 Sales are In!

Every two weeks, we email our sellers and those subscribed to our Bi-Weekly Sold Real Estate Update. Here’s this month’s edition! To get the most out of this update, subscribe to it! Email me at with your name, email address, and anything else you’d like to share. We’ll take care of the rest! Enjoy!

christmas tree and fireplace in murphy ncMerry Christmas! With the holiday season in full effect, real estate buyer activity in Murphy NC is beginning to to take its seasonal curb in the mountains. We still have folks here who are coming up later in the month, but more often than not, we’re finding they are looking to find Christmas presents for family members rather than shopping for homes and land. Personally, I think a good piece of real estate would be a heck of a Christmas present! 😉 Once we get past New Year’s, we’ll see buyers beginning to come in. Fear not – all is not lost! The buyers who come in the next several months are not as many in numbers, but for whatever reason are more qualified and ready to buy. Those are great buyers!

Now that November sales are in, we’re able to find out what the real estate market did last month and really get a good feel for things. Here we go:

Home sales for November reached 20 closed transactions in Cherokee County – which is quite an improvement over last year’s 4th Quarter average of 17 sales in a month. In fact, last November’s sales reached as low as only 10 transactions on homes.

Another impressive fact is that land sales last month hit 17 transactions – which is much better than the 13 transactions the market was averaging for land in 2008. Thats very close to the high side of what sold in a month for 2008 – and it’s November! We continue to expect great things from land because there are some outstanding opportunities for buyers out there and they are beginning to realize it.

Inventory is one of the largest obstacles we face in today’s real estate market. The more homes there are on the market, the more chances a buyer has of finding a similar property and buying it. The lower the inventory, the better your chances of selling. In the past month, we have seen the inventory of homes decrease 3.8% (which is a GOOD thing!) and decrease 7.6% from last year. Inventory is coming off the market – nice!

You must be a subscriber of The POLTROCK TEAM’s
Bi-Weekly Real Estate Update to get the Link to
the sold properties for the month of November.
See sold prices, pictures, and descriptions of what’s sold!
Email John at and join our SOLD Update!


With all this said, this is the last time you’ll get a SOLD Real Estate Update from us until December’s sales are in, so it should be the first of January. Until then, we wish you a

Merry Christmas!!

Written By: John Poltrock, Certified Residential Specialist – – The POLTROCK TEAM at REMAX Mountain Properties – Murphy’s #1 Real Estate Team – Contact us Today Toll Free 1-866-687-7496


Winter – the Best Time to Sell Real Estate in Murphy NC

“I’ll wait till the Spring to sell my property, then I’ll do it.” I hear this rather frequently. It’s as though the spring season sells real estate itself.

Mountain Cabin House in SnowThe upcoming winter wonder land will do a lot for us – it will bring about three of my personal favorite holidays. It will unite family members who haven’t seen each other in far too long. It’ll bring warm cups of marshmallow embedded cocoa around warm, crackling fireplaces. Yes, winter brings people together in ways no other season can. It also sells real estate.

Contrary to an incorrect popular belief, real estate sells well in Murphy, North Carolina in the middle of winter. Why or how you might ask? First my experience then facts.

I’ll let you in on a privy secret. Yes, buyer volume decreases slightly in winter. However, the buyer quality skyrockets. Buyers become more willing and dedicated to finding the home or land they want to purchase. Although I can’t explain it, it is certainly true. The best I can think of it is if someone travels all the way to Murphy to look at real estate while it’s cold outside, they certainly want to find their parcel. Not only that, the cat is out of the bag. Winter is one of the best times to buy. You can see the way land lays, the neighbors and surrounding land, and even the potential views the property has. Winter truly reveals more about the property than Spring or Summer could even dream of.

Now for the facts. The first quarter of 2008 produced outstanding results. In fact 19 homes and 20 parcels of land sold per month – that’s 39 properties sold each and every month, in the dead of winter! When an average of 1.3 properties are selling per day, that’s really good by pessimist’s standards. 39 property owners went against popular belief and fully succeeded in selling their property – why would you want to miss that opportunity?

Couple 1.3 sales per day with the reality that winter is when folks coming in Spring begin their research. They begin compiling the list of homes and land for sale they want to see in person when they get here. I’ve had buyers watch a house for months eagerly awaiting to see it! If your property is actively advertised during that time, you get the exposure to those “Springers” you would otherwise miss.

Truth is, now is an extraordinary time to list and sell your property. If you want to find out what your property’s value is in today’s market, call The POLTROCK TEAM or your Realtor today. While those who believe winter is a bad time, you can capitalize on their popular belief. While they’re missing a huge opportunity, you can seize the moment.

Want to Sell Your Home or Land in Murphy NC or Cherokee County NC? CONTACT The POLTROCK TEAM Today!

Written by John Poltrock, The POLTROCK TEAM at RE/MAX Mountain Properties. He can be reached at toll free 1-866-687-7496 –

Ideas to Help Foreclosure Problems Locally in Murphy NC and the US

Being a Realtor, I get to see the good, the bad, and the downright ugly. There’s nothing uglier right now than foreclosures. They’re a hot topic among buyers and faux pas amongst owners – and rightfully so. No matter who you are or your situation – a vacation home, a primary home, a speculative investment – I wouldn’t wish a foreclosure on anyone.

It seems the hot topic amongst politicians and the media right now is health care reform . In college, I studied the work of a man named Abraham Maslow who developed a “hierarchy of needs.” Summarizing it, the need for shelter is far more important than the need for security in health care. It seems that we would do a better job of addressing one of the most important aspects of people’s lives.

There are so many opportunities our government and financial institutions should be pursuing to help families in this predicament. Here are a few things our representatives should be actively pursuing:

  • IRS Forgiveness – when a struggling family has a short sale on their home or investment (sell it for less than the bank is owed), do not make the forgiven debt income on their tax return to be turned in to the IRS. If you can’t pay your home mortgage, you won’t be able to pay the coming IRS bill. It’s more of an incentive to go into foreclosure than to have IRS problems. Who would you rather have chasing you? A bank or the IRS? It shouldn’t be this way.
  • Make secondary market mortgages more flexible – loans that are at community banks and owned by community banks are having much more success in getting modifications to help families. Where the major problem is loans that are sold in the secondary mortgage market (most are) are totally inflexible. 3 months late? Foreclosure. Simple. Stupid. Many families want to keep their home and if they are legitimately striving to pay and/or find jobs and have the prospect of it, they shouldn’t be kicked out. Take the payments they miss or payments they can’t make and put it on the back of the loan. The bank or investor makes more money and families get to keep their home. It’s not rocket science, but rarely can it happen because mortgages are not flexible or take too long to change. It will take a literal act of congress to make the change.
  • Time – banks are getting all this money and turning around to use the government loaned money to buy up other banks. So we, the taxpayers, who need help are financing things that do not directly help us. What will help people in foreclosure the most is simply time. People should be able to let their bank know as soon as they see trouble on the horizon and get a modification or other idea that will make the difference between owning their home or losing it. Many banks are trying to do loan modifications, but not fast enough. It can take 30 days for a decision maker at the bank to even look at a loan modification or offer to purchase a short sale! Not only that, they many times claim you must be 2 months or more late before they’ll help. This is not acceptable.

There are so many things our nation’s leaders can do to help us, and it’s important to realize there is no black and white answer for any of it. I’m also not promoting that people who are not paying their mortgage, or intend to, should be able to stay in their home. That’s not right – when you commit to pay back money you borrow to your momma or to a bank, you should make every attempt to do it. What I am promoting is to help people who are in a bad situation and need help. Just throwing TARP money at it will not fix the problem – it will take dedication and work.

In the more than 40 transactions I’ve closed this year, I’m quite thankful to say only a few of them were foreclosures or about to be. Behind every one of them there was a story – a family, and a set of circumstances that no one should have to bear. If our leaders are looking to change our nation one family at a time, here would be a great place to start. Ask your representatives what they’re doing to help – because if they’re doing nothing, they’re not doing a good job.

If you’re in a foreclosure situation or feel one is coming for you, give us or your Realtor a call. Sometimes you feel shamed and embarrassed. It’s tough, but you shouldn’t be. Tackle the situation head on and contact a professional who may be able to help.

Written by: John Poltrock of The POLTROCK TEAM at RE/MAX. You can contact him at or toll free 1-866-687-7496

Facing Foreclosure or feel like it’s coming? Contact Us today!

Fall and Festivals Fortify Real Estate in Murphy NC

Fall is arguably the greatest season of the year here in the mountains of Murphy, NC. All the features we love about the mountains stand out in the most spectacular pageant of beauty. It brings about feelings that last not only a single season, but lasts a lifetime and is passed on through generations. The mountainsides boast a plethora of brilliant yellows, reds, oranges, and so many more. My personal favorite, the maple’s dramatic red stands out proudly from all the other colors.

The spectacular weather, cool evenings, and change of the leaves bring about many festivals to celebrate all the blessings Western North Carolina boasts. John C. Campbell Folk School has their famous festival, we have our RE/MAX Client Appreciation Party, and the annual Harvest Festival are just a few of the celebrations that we enjoy every year.

Thousands of people from all over the United States rightfully come to celebrate our natural beauty and bring their friends and family. Many of the thousands not only want to come once a year, they dream of living here. Folks have dreams of vacation homes to get away from the daily hustle and bustle of everyday life. Some dream of buying a home here and truly making the mountains home. Others dream of land to one day build a retirement home. No matter the situation or the dream, the mountains spur a deep longing to make the Appalachian Mountains home. And while some may not be in a position to pursue their dreams right away, the longing to be here tends to get in the soul and never leaves.

We’re fortunate in our business to be able to help many people turn their dreams into reality. With our Client Appreciation Picnic on the horizon, it’s the perfect time to thank you all – our clients, vendors, professionals, agents, attorneys, helpers, and so many more that I could never list everyone. Working together, we have made the dreams of many come true. Thank you.

Looking forward, we are excited to know there are many new relationships to be created, houses to become home, land to fulfill a desire. 2009 is proving to be a great year and we can all look forward to more.

If you are looking to buy a home or parcel of land, we’d love to have the privilege to work for you and make your dreams become reality. If you’re looking to sell your property and need a buyer who will love your home or parcel as you do, we’d love to work for you and get the job done. Please contact us however is convenient for you. We’re looking forward to it.

John Poltrock, CRS – The POLTROCK TEAM at REMAX Mountain Properties in Murphy NC – This article is to be featured in the Cherokee Scout’s Country Roads for October 2009.  Contact us Toll Free – 1-866-Murphy-NC or 1-866-687-7496 – –

Read about the 2009 Fall Festival at the John C Campbell Folk School

The Poltrock Team’s Bi-Weekly SOLD Real Estate Update for Murphy NC – August 2009 Edition

Back to school! Even my daughter is excited to be back to school at Murphy Elementary – which is a true blessing! Schools are starting all over the United States, and as a result, folks are busy. Parents and grandparents alike are busy getting their children back into the “grind.” Every year, we see a drop in new buyers coming in for 2-4 weeks during August when schools are starting back.

Even with the “Back to School” effect, the past two weeks in the real estate market have been HUGELY impressive in Murphy NC! In the past 14 days, an astronomical TWENTY-SIX properties went under contract and are currently pending totaling upwards of $4.1 million in potential real estate transactions. Coupled with the 19 properties that have sold and closed in the past 14 days, which makes for a great August when over $2.7 million is already closed in a two week period.

Over the past month, the average selling price of a home has been fluctuating from $130,253 to $148,068. July yielded the highest average selling price at $188,683. With all this being said, it makes sense that 61% of our market activity has been on properties priced $175,000 and under. With that said, we’re seeing two “holes” in the real estate inventory where supply is dwindling.

  • Properties priced at less than $100,000 are selling very well – so well in fact that supply has dropped more than 36% in the past 12 months.
  • Properties priced from $125,000 to $150,000 have benefited from a 38.3% reduction in inventory in the past year.

Interestingly enough, our new system also finds developing demand as well as price points that do not have active buyers. For example, the price range of $300,000 – $325,000 has had no demand in the past year, indicating a need for homes in those ranges to get under $300,000, which is a significantly more active price range.

Land is another category that needs attention. In the first quarter of 2009, there seemed to be no buyers searching for land. In fact, it was the lowest land sales ever since July of 2002! With that being said, we had nowhere to go but up! Sales volume in land has literally more than doubled since then and Realtors are experiencing more land buyers than we’ve had this entire year. Sales have largely been attributed to tracts less than three acres. In fact, they account for 70% of the transactions and 55% of total land dollar volume.

You must be a subscriber of The POLTROCK TEAM’s
Bi-Weekly Real Estate Update to get the Link to
the sold properties for the past 14 Days.
See sold prices, pictures, and descriptions of what’s sold!
Email John at and join our SOLD Update!

Sold Home Statistics
(17 listings)






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Sold Land Statistics
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2009 is an exciting year for real estate and we look forward to a continually growing market. August has been a great month and we will continue to work for more to come! We appreciate your business very much, and if there’s anything we can do to help you or someone you know, please let us know! We’re in business because of you.

Written and researched by John Poltrock of The Poltrock Team at RE/MAX Mountain Properties can be reached at 877-837-3002 or by email at – You can read a summarized version of this article in the business section Murphy’s #1 Newspaper – The Cherokee Scout.

You can read previous editions of the Murphy NC Real Estate Market Solds and Update by Clicking Here

Rock Star Real Estate Investor – Cherokee Scout Newspaper Article

Here’s this week’s article for The Cherokee Scout – Murphy NC’s Main Local Newspaper. Enjoy!

Everybody knows who Rock Stars are – hugely famous and successful people in the music business. Different people come to mind depending on your generation. Some people think of Elvis, Buddy Holly, Bob Dylan, Led Zeppelin, Aerosmith, and even some new guys out today who are destined for fame.

Real estate has the same type of people – Rock Stars in their own right. Everyone knows Donald Trump, who is arguably the most famous investor of today. There are many others – Steve Wynn in Vegas, Donald Bren in California, and a list that continues on. In fact, you’ll find several billionaires who owe their fortune to real estate on the Forbes list of the 400 Richest people in America. Realistically, it’s hard to fathom a billion dollars – that’s one thousand million dollars, two hundred million Big Mac combos, just imagine that kind of money. That’s the fortune these men above have accrued through real estate investing.

The good news is you don’t need that much money to be an excellent real estate investor. They key to being a real estate investor is to buy smart, buy right, buy for the investment and not emotion, and don’t stretch yourself financially thin. There are thousands of people who have made themselves financially independent by buying one rental house at a time, and most of them weren’t their class valedictorian. Solid investments are all over the place, and you can find one to meet your own personal needs and goals.
It’s common not to plan for the future, and I find that more and more people don’t have the foresight to do so. You can easily leave the pack and plan for the future, all you need to do is have a bit of foresight, competent counsel, and act. Procrastination on something you know can positively change your future or that of your heirs is as dangerous as idle hands.

There are so many goals you can accomplish through real estate investing that are far more reliable and “real” than what most investment brokers lead you to believe. If you’ve ever been “pitched” a whole life insurance policy, you should know what I mean! STAY AWAY! Many annuities, mutual funds, and stocks are commission makers that are not in your son or daughter’s best interest. Some disreputable brokers use techniques that play on your emotions rather than your intelligence to make decisions for your loved one’s future. Diversification is extremely important, and you should consider an alternative.

Do you dream of your son/daughter going to college? How about them growing up to be a “Rock Star” brain surgeon, teacher, or fill-in-the-blank? Real estate offers so many options that can alleviate your stress in paying for their future. A rental house or a land parcel is a perfect way to invest for the long term.
Consider this simple math:

-Rental Home – $100,000 initial investment (read: purchase price), you have a $10,000 down payment (the minimum investment some whole life and annuities will take), and you obtain a mortgage loan for $90,000.  Your payment would be $594 on a 20 year mortgage at 5% – which is a 33% faster payoff than your average mortgage. Rental income – $600 would pay your mortgage, $750 would be profitable. Let’s say your son/daughter goes to college 10 years after you bought it – Here’s what you’ll have. At $600 per month on your $10,000 investment at only 8% appreciation per year – Equity of $159,892.50 – and someone else paid your mortgage. You don’t have to be the valedictorian to figure out that math works. If you run profitable rent at $750 per month (and factor in NO rental increases over the 10 years), you can stick a free-bie $18,000 in profit in your pocket or pay extra on your mortgage. If you pay extra, you’ll really blow out the formula and have a ROCK STAR amount of equity at a whopping $184,117.17. Your child can go to Yale on one stinking rental house.

-Let’s suppose you don’t want to fool with the trouble of handling renters and their problems because they “forgot” you’re actually supposed to put the shower curtain on the inside of the bath tub. That same $10,000 cash investment at, again, only 8% interest adds up to be an amazing $21,892.50. That will certainly pay for quite a bit of, well, anything.

Facts are facts, the unemotional numbers simply make sense and you too can be a real estate investor and amass your own fortune. If you don’t believe $100,000 rental houses exist or $10,000 land parcels aren’t out there, call me and I’ll have one for you. You and your child’s future depend on it.

Written By: John Poltrock, Certified Residential Specialist – The POLTROCK TEAM at RE/MAX Mountain Properties – Toll Free 1-866-Murphy-NC or 1-866-687-7496 –

Tips for Bargain Buying Real Estate in Murphy NC

            Real estate has been a hot topic here lately in the news – and its positive! Nationally, sales were up for the month of February. Ms. Lisa Floyd of Carolina Farm Credit was kind enough to send an article from USA Today that sums up what we as Realtors and mortgage lenders are seeing. Home mortgage rates have dropped to less than 5% and have spurred a race to buy a new home and to refinance current ones. Coupled with rock bottom low prices on homes, buyers are in search of great deals and good rates – and you’ll find them.

            With that said – there are some things you really need to consider when you’re looking for a new home today.

  • Consider ALL the purchase options:
    • Foreclosures: if you’re a buyer, this is really becoming a hot topic. There are some great values on bank owned properties and then there are some rip-offs no matter what the price is. Don’t get caught up in the “allure” of buying a foreclosure. It doesn’t make you a “sophisticated” buyer or make you look like you’re on the cutting edge with your friends. There are many times as good or better buys that the bank doesn’t own. Look at ALL your options because many times there are better choices. (You can learn more about foreclosure buying and tips on our website . Search “foreclosure”)
    • Short Sales: This is another hot topic that not everyone knows about. This is where the current owner is selling their property for less than what they owe on it. The bank either forgives the difference or agrees to do a personal loan to the owner for the difference (in which the owner still has to pay back the lost money over time). I’ve seen several cases where there’s a better buy on short sales than foreclosures, so this is a good consideration. In this case, you MUST have patience because it will be very drawn out.
    • Sellers: this is the tried and true way and doesn’t have the fancy new lingo attached to it or make you sound sophisticated, and many times this is still the best way. Many homes have been owned for 10+ years and they can afford to sell it at a great value. Other sellers MUST move and are willing to take a hit to get on with their lives. There are thousands of other possibilities here and you should certainly not rule this out just because it’s not the “cool, new thing.”
  • Here’s what you must have when you buy a new property:
    • Patience: If you’re dealing with foreclosures and short sales, you better have patience and the ability to wait. If you need to move in to a house yesterday, you had better look at some other alternatives. Odds are there will be delays coupled with large amounts of waiting to find out about offers and more.
    • Patience: Nope – I didn’t stutter here. This is more important than anything. Sometimes you won’t find what you’re looking for right away. You’ll have to be willing to tell your Realtor to look ACTIVELY for you and be able to act fast when the right thing comes along. Although there are a lot of homes on the market currently, some styles/categories/types of homes in certain price ranges are very picked over. As such, you need to have the ability to wait and look for the right thing.
    • Money in Hand: There’s no need to walk in with a suit case of money (although you’ll be able to negotiate a bit harder for a better buy if you do!). You do need to be prequalified with a reputable mortgage lender and have verifiable funds to pay your down payment. This is very important because sellers (or banks which won’t even look at your offer unless you complete this step) will take you far more seriously and give you a better value.
    • Don’t Fall in Love: When you’re negotiating for practically anything, you have to be able to have “walk away power.” You’ll get a better deal if you have the ability to walk away from the table and move on to the next thing. If you fall in love, you loose that ability. Don’t get me wrong, there’s absolutely NOTHING wrong with buying a property you absolutely love. It may cost you a little bit more, and that’s okay. It’s probably worth it.
    • Representation: With all the new topics, concerns, and issues that face you in your real estate purchase, it’s not wise to try and tackle it on your own. Real estate is one of the largest investments you make, and you should have a Realtor and/or an attorney who specializes in real estate working for you. As Warren Buffett said, “Risk comes from not knowing what you’re doing.” Make sure you’re comfortable with and trust your agent and/or attorney.  They should also have the heart of a teacher. They need to be able to break everything down for you so that you can easily understand it and the choices you have.

            Real estate is an excellent investment strategy when it’s done correctly. We’re finding buyers that are ready to buy now because they know that the market is dragging bottom! You can look free of charge with no obligation to see what properties are available on our website at Contact us or your agent to find some great opportunities that aren’t online because they’re out there!

            If you’re selling your property now or considering it, yes – the value of your property is down from the peak of the market. The good thing is you can take this information and utilize it once your property is sold and you’re buying another. You WILL get a better buy now than what you would have, even if you got more money for it before. Truthfully, it’s likely a zero sum game and the numbers are just different. Talk to your current agent or call us and we will help you any way we can. We’re here for you!

John Poltrock, The POLTROCK TEAM with RE/MAX Mountain Properties – – Call us Toll-Free at 1-866-687-7496 –

Real Estate – the Land of Opportunity in Murphy, North Carolina

            Perhaps Mr. Warren Buffett said it best when he said “Be fearful when others are greedy. Be greedy when others are fearful.” We could even look to Mr. Shelby Collum Davis for some insight when he said, “You make most of your money in a bear market, you just don’t realize it at the time.”

            Many legendary investment strategists are excellent at working through trying times like we are now facing in our country. Call me an optimist, blind, a fool, or anything for that matter, and no matter what you might think of my visions, I believe that we live in the greatest country the world has ever seen and that we will come out on the other end very prosperous as we have time and time again.

            There are many opportunities to come out of the recession very well! As of this writing, there are 809 homes and 2,308 tracts of land available for sale and some of them are just that – they are really on sale. Now is the time when you can buy a rental property and actually come out ahead. There are tracts of land where you can buy them and just sit on them like you would a CD, stock, or bond – the only difference is its real. You can have a garden, go check on it, and its still there. Land has a remarkable historical track record of appreciation and its something you can use and enjoy in the mean time.

            Take the time to go on our website at and shop what’s available out there. Look for land, look for houses, and really shop. If you have money to invest and you want to find out what’s a “real buy,” call or email and let us take the time do to the research for you and send you a few proposals. There are some great choices out there and if you have cash and/or great credit, you can really leverage yourself in negotiations and save even more.

            Now is absolutely not the time to run scared. Now is the time to be aggressive. If you have cash to invest, and many of you do, why aren’t you investing it? You can buy an investment property while folks are practically giving things away. Everyone around us is scared, and if you follow Mr. Buffett, who obviously has done very well for himself, now is the time to be greedy. Now is the time to buy. Whose advice would you rather take – Mr. Buffett or your broke brother-in-law?

Written by John Poltrock for The Cherokee Scout, Murphy NC’s primary newspaper (to be published in the March 4, 2009 edition) – Call Toll Free 877-837-3002 – – The POLTROCK TEAM – Murphy’s #1 Real Estate Team

John Poltrock is a Million Dollar Real Estate Agent in Murphy NC for 2008!!

Just released in today’s Cherokee Scout Newspaper, John Poltrock is in the Million Dollar Club for 2008! This means that he sold well over 1 million dollars worth of real estate in Murphy, North Carolina. He’s in the Top 5 Real Estate Agents in the Mountain Lakes Board of Realtors by transactions closed.

Contact The POLTROCK TEAM today by calling 1-877-837-3002 or emailing him at

Invest in the Mountains of Murphy NC – Especially Now!

With the Holiday season coming to a wrap and 2009 young and vibrant, we all are looking forward to a year of progress. President Obama’s term is getting ready to begin, and regardless of whether you are a supporter or not, I’m certain we are all hopeful for an improved economy and a prosperous nation.

Real Estate is a huge opportunity for investment prosperity as our economy continually shows signs of improving. Not only that, there are many choices for homes and land.  The hardest part is just picking which is your favorite! As Donald Trump said, “It’s tangible, it’s solid, it’s beautiful. It’s artistic, from my standpoint, and I just love real estate.” You’ll always be able to stand on it, touch it, enjoy it, and ultimately sell something that is real – not just a paper investment.

Real Estate is a low cost opportunity right now as interest rates are continually dropping. You should be certain to contact one of our many local lenders to find the opportunities in place right now. Feel free to visit our “Gotta Guy” list to find several local lenders (that’s our local recommended contractor list). Cost of ownership is extraordinarily low with very favorable county tax rates. For example, current rates for a home assessed at $200,000 will be in the neighborhood of $800 for the year. Homeowner’s insurance runs in the same neighborhood as well. If you purchase land, you shouldn’t need to pay insurance for it since your current homeowner’s policy should protect you for most things under personal liability coverage (be sure to check your own policy to see what specific coverage is offered).

There are many different types of real estate investments in Murphy NC available suitable to practically every budget. We have land opportunities as low as $10,000 and with sizes ranging from lots to parcels with thousands of acres. Looking for a home you can enjoy now or don’t want to build? We have brand new cabins and homes in the low 100’s, and from there, the sky is the limit. You can also search the Murphy NC MLS for free.

The investment standpoint is always a good way to look at it, and with a degree in financial planning, I tend to look that way first. Truth is, that’s only a very small portion owning a property in the mountains. Waking up with a warm cup of coffee overlooking a stunning mountain view is something you cannot even begin to put a price on. Living on a cool mountain river watching trout swim around catching flies is something that simply can’t be replaced. Sitting on a soft leather couch in the evening watching the sunset on the Appalachian Mountains right beside a crackling fireplace is of no comparison.

Now is the time to move from dreaming and to start planning. Come to Murphy! There are many great cabin rental companies and hotels to choose from so you can come and truly enjoy yourself. Curious about the area and want more information about weather, what to do, and more? Contact us and we’ll send you our FREE Murphy NC Information Packet; it’s filled with tons of information about the weather and climate in Murphy NC, things to do, and much more! And until you get here, keep dreaming of mountain views, comfortable weather with four seasons, and great people!

***Be sure to read this article in the January 2009 Edition of our local Cherokee County Newspaper, The Cherokee Scout. You’ll find it and our full page ad in Country Roads.***

John Poltrock, Certified Residential Specialist – Murphy NC – The POLTROCK TEAM at RE/MAX Mountain Properties – – – Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496.