Types of Real Estate for Sale in Murphy, North Carolina

There are many different types of real estate you can purchase when you come to Murphy, North Carolina and our surrounding communities in Cherokee County NC. Here are some of the residential investments available to you:

Types of Homes

Real Estate - Chalet HomeChalets in Murphy NC—Our most popular and well known style. They are known for the large front that resembles an A-frame with lots of fixed glass      windows. We have many options and sizes available for these home. The average chalet consists of two bedrooms, two baths, a kitchen, and a large great room. The master bedroom is often in the loft (the upstairs bedroom) and some have dual master suites on both the main and loft level. Serious consideration should be taken on whether you are willing to have your master bedroom upstairs in the loft and if privacy there is important (many times the loft is open air to the great room).


Cabins—Somewhat of a broad definition, cabins are everything that’s “mountainy” and not a chalet. It could be a ranch styled home, home with a loft, and almost always had wood or log siding of some sort. Many times, the master bedroom suite is on the main level making it easier to access. We have brand new cabins available all the way to old, rustic get-a-ways.


Manufactured Homes—We don’t have as many manufactured homes, yet the are a very good home for the budget conscious. They offer some of the greatest square footage of living area for the purchase price.   Virtually always on one level, these homes frequently offer all the amenities that life has to offer at a lower cost of living.


  Traditional Styled Home

Traditional—For folks who love the mountains and don’t want to live in a chalet, cabin, or manufactured home, traditional homes are for you. They come in all shapes, sizes, and settings.                               




Lots—We have lots in all shapes and sizes! Lot sizes generally range from 1/2 an acre upwards of about 3 acres. More land than that, and you start to get into small land tracts. Options are virtually endless! Great properties start around the 20’s and reach all the way to the 150’s. You can have many things to consider, and we can best guide you on this in person or on the phone. We can tailor your property to your lifestyle. Consider what kind of views and environment you would like. Bear in mind that creeks and mountain tops don’t usually go together—you have to be lower on the mountain and in valleys to get good water frontage. We can situate you on your own private estate all the way to on top of a mountain—the choice is yours.

View Overlooking Brasstown Valley in Martin's CreekLand Tracts—A virtually endless category, land tracts is usually no less than 3 acres. You can have smaller acreage all the way to hundreds of acres. Often you will have to run power, put in driveways, clear homesites, and many things like that. If it sounds like a cumbersome task, don’t worry about it! We have many very reputable contractors who can take care of everything for you from start to finish. The beauty of many land tracts is that you can make it your own and do most anything you like with it.



Which type of property are you searching for? Email me if you’d like me to search for you. Please visit our FREE online services and search our listings for sale in Murphy, North Carolina or Search ALL the listings for sale in Murphy NC.

John Poltrock, Certified Residential Specialist – www.MyMurphy.com – The POLTROCK TEAM at RE/MAX Mountain Properties – 1-866-687-7496 – JohnPoltrock@gmail.com

I Want to Sell My Murphy NC Property. Will an Appraisal Help?

Appraisals can do you a lot of good when you get ready to sell your property here in Murphy, North Carolina. Real estate prices are constantly changing, so it’s good to have an accurate analysis of what your value is.

Realtors are able to perform a CMA, or Comparable Market Analysis. When you’re ready to sell your home, this will give you a good idea as to where you should price your property. There is a difference between an appraisal and a CMA. Appraisals are often more detailed in valuation, yet they frequently do not take into account current market trends.

With real estate values going down, many people interested in selling are using old appraisals to try to hold onto former higher prices. This strategy is a stage of denial that will hurt your home’s position to sell. If you list it too high to start off with, your home develops a “stigma” to it that will make it stagnant on the market and ultimately sell for less than what you could have achieved originally.

Other times, sellers are using an appraisal from a refinance. More often than not, that appraisal is not necessarily useful in marketing your home. Sometimes the appraisal is biased toward a certain value, whether it is conservative or high. You can read more about inflated real estate appraisals here.

Old appraisals mean nothing. Think of it this way: it would be the same as printing off a stock quote from when Enron shares were worth $50 per share. Consider taking it to your stock broker now and expecting the same price. It won’t happen. Real estate operates the exact same way, just the numbers are larger and more difficult to determine. Unfortunately, your real estate does not have a “ticker” streaming across the front of it telling us the current market value of your home.

An accurate appraisal will help you sell your home. Leaving a current appraisal on your counter while trying to sell will help prospective buyers determine how you priced and the value of your home. When and if you get a new appraisal before selling, ask around to find a good appraiser. Get a good recommendation and call them in.  Be certain not to influence their pricing. You want an unbiased evaluation of market value to sell your home. Make sure they know that’s what the appraisal is for.

All that being said, it’s not necessary, but having an appraisal done can give you a great marketing edge. It can give you the competitive edge over the competition. An average appraisal costs about $400 and can be an excellent investment when you’re selling your largest investment.

John Poltrock, CRSwww.MyMurphy.comJohnPoltrock@gmail.com – For Real Estate in the Mountains of Murphy, NC, Call The POLTROCK TEAM at (866) 687-7496

Chalets Are Popular in Murphy NC Real Estate. What exactly is a Chalet?

Chalets are a very popular style of homes in Murphy, NC real estate. They are the perfect styled home for capturing our renowned long range mountain views or just overlooking your estate in the woods.

According to Merriam-Webster’s Dictionary, a chalet is, “a Swiss dwelling with unconcealed structural members and a wide overhang at the front and sides.” According to Wikipedia, a chalet was originally referred to the hut of a herder. Well, things have certainly come a long way from the days of the herder to today’s first-class version.

Chalet HomeThere are several characteristics that make a chalet a chalet in Murphy:

  • Large Fixed Pane Glass Windows in the Front
  • Vaulted Ceilings
  • Open Floor Plan with the living room/great room in the front
  • A Large Loft, commonly where the master bedroom is
  • Steep Pitched roof in the front with “bump outs” over the loft with a far less pitched roof in that section
  • Covered porches on either side
  • and you’ve really got to have a fireplace 

Builders today are constantly adding their own unique twist and making each one just a little bit different. Truth is, a classic is simply a classic. Just like every home in any market, you can upgrade a chalet till you heart is content. It offers a lot of flexibility, so its a lot of fun to make it your own home.

If you are considering buying or building a chalet, here are a few considerations you should take into account:

  • Chalets with a basement (finished or unfinished) sell much better and provide you with much more usable space. Walk-out basements are common.
  • Be sure to plumb your basement and go ahead and upgrade your heat pump to handle the basement should you or someone else decide to finish it.
  • Privacy is key in the loft. If you’ll be by yourself a lot, don’t worry about this part. If you entertain a lot and your master bedroom is in the loft, you won’t have any privacy.  If you want your own privacy, upgrade a bit and get a larger chalet with a blocked off loft.
  • Dual masters with a suite in the loft and a suite on the main level is a major plus.
  • Make sure your great room is large enough. I’ve seen small great rooms devastate the sale of a home. When it doubt, add a bit of room.

Would you love to have your own Chalet in the Mountains of Murphy, North Carolina?

Then use our Murphy NC Dream Home Finder and see what’s available that fits your needs. Be sure to mention you love chalets! We have many opportunities for you!

You can even search the Murphy NC MLS of Homes for Sale directly from our website.

Do you own a chalet and want to sell it?

Then use our Home Worth form and let us do the work for you! We specialize in chalets and can put our expertise to work for you. We can share with you your home’s worth and our proactive marketing plan that will get your home sold.

John Poltrock, your Murphy NC Certified Residential Specialistwww.MyMurphy.comJohnPoltrock@gmail.comCall Toll Free (866) 687-7496 and demand The POLTROCK TEAM!!!

To Pave or not to Pave – That is the Question for My Murphy NC Real Estate

A Freshly Paved Road in Murphy NCIt seems intuitive that paved roads are certainly an advantage when it comes to your real estate – regardless of whether it’s on a home or land. It makes travel much smoother, quieter, and overall a better experience. 

The majority of state maintained roads are all paved, with only a few exceptions in the further regions and communities of Cherokee County. Many of the residential areas of Murphy, North Carolina lack paved roads.  A few major subdivisions (most of which are relatively new) offer their residents pavement, such as Wolf Mountain Estates and Five Forks development in Murphy NC.

Interestingly enough, paving seems to not be a major driving force in lot sales. Regular raw land had a mere difference of $2,000 to have paving versus not. If you’re looking to boost the value of your vacant lot, paving does not seem to be the way to go. In fact, it seems that it would cost you more to have it done than it would return. Investment standpoint – don’t pave vacant land.

When it comes to homes, there’s more of a difference. In the past six months, homes with pavement (whether it be concrete or asphalt) sold for an average of $10,792 more.

Depending on how much paving you’ll need, it would likely be a worthy investment in your property. Based on the research I’ve done, the main reason you should do it, however, is because you want to enjoy it for yourself – not because you’re looking to make a return on your money.

 John and Jessica Poltrock – The POLTROCK TEAM at RE/MAX of Murphy, North Carolina – www.MyMurphy.com – JohnPoltrock@gmail.com – Call Toll-Free (877) 837-3002 and demand The POLTROCK TEAM for your real estate needs in the Mountains of Murphy, NC!

What Exactly Does “Underground Utilities” Mean for My Murphy NC Property?

Underground utilities are an advantage for property owners and investors. In fact, you can readily distinguish if they’re available by searching for the infamous “green box” for power. When you see a tract of land or a home for sale advertised as having Underground Utilities, they usually also have underground telephone cable as well.

 Underground Power BoxOne immediate advantages is the aesthetics. Unsightly power lines can ruin an otherwise phenomenal mountain view. It makes living in your community simply cleaner. Underground hides in the landscape rather than overwhelming it with poles and power lines littering the land.

Safety is another concern. Trees tend to blow over at some point in a storm, and if power lines are protected underground, the line won’t be knocked down creating a “live wire” and causing a power outage further down the grid. An invisible consideration is that power lines create electromagnetic radiation. It is widely believed that power lines can cause cancer from the invisible “field” they cause around them. Generally, this is a concern with larger distribution lines. By burying them in the ground, professionals in the field seem to agree the soil protects you from higher exposure.

From a purely financial aspect, it adds value to your property. I just performed a quick search of land sales in the past 6 months between one and three acres to see what the differences were in value. Here’s what I found:

  • With Underground Utilities – 51 real estate transactions with an average dollar value of $67,901
  • Without Underground Utilities – 37 real estate transactions with an average dollar value of $35,414

Does that mean my property is worth $32,487 more with underground utilities? No, it does not. This search doesn’t factor out certain features or characteristics that could skew the outcome of it. However, there is a direct correlation in having underground utilities and having a higher property value.

Your power company will be the one to install underground utilities should you decide you would like them. Blue Ridge Electric Membership Corporation (BREMC) and Murphy Power Board are two of our major power companies, and whichever is your power company would be responsible for installing it for you.

To make a long article short, underground utilities are certainly a worthy investment in your property. If you’re searching to buy a property, it is certainly worth considering regardless of whether you’re looking at it from an aesthetic, safety, or financial standpoint.

John and Jessica Poltrock – RE/MAX Mountain Properties – The POLTROCK TEAM –  Helping you make the wisest investment decision! – www.MyMurphy.comJohnPoltrock@gmail.comCall Toll-Free (877) 837-3002 and demand The POLTROCK TEAM!

The POWER of using a local bank in Murphy, North Carolina

In our real estate market, we have so many clients coming to purchase a second home or land they can enjoy now and in the future. Dreams of retirement, log cabins, mountain views, and warm fireplaces can quickly be dismantled by the wrong bank. Why? A variety of reasons come in to play.

Out of town banks are usually the ones to avoid – but not because they’re bad banks. We run into this commonly because many of our clients come from out of town and want to use the same one they have all their accounts with. This makes sense for convenience and sometimes even for the interest rate. Where it runs into problems is they are unfamiliar with our local market and require double appraisals, forms, and other things that are simply not commonplace in our area.

Who to use? We have many local opportunities that will prevent many of the kinks that can occur before they happen. Each buyer and property is totally unique, so different banks and lenders will fit certain instances better. Some of the good choices include:

Most every one of these banks can meet or beat any bank rate out there, so why go through the hassle of an out of towner? Want a personal testimony on why not to use a local bank? We can certainly give you a long list of clients who started with an out of town bank only to be turned down and have to switch at the last moment.

You Can also visit our Gotta Guy List, which is local Recommended Contractors and more in Murphy, NC

Call The Poltrock Team – REMAX of Murphy, North Carolina – The POLTROCK TEAM – Homes and Land in the Mountains – (866) 687-7496 – JohnPoltrock@gmail.com – www.MyMurphy.com

Murphy has new bank offering great land loans

Many of our customers and clients come to the mountains of Murphy looking to purchase real estate they can hold on to for many years and enjoy. Quite a few are specifically looking for an acre lot or more and want to build their cabin in a couple of years when they retire or have more “spendable” money.

Great news! Nantahala Bank has just had their grand opening (in their new, full service office) and offer exceptional loan programs. I have personally used their products (checking, land loans, and construction loans) with great results. They have an excellent team that truly works together for the client.

In regards to the land loans, they have many options. 3-15 year amortization, interest only, great rates, and a whole lot of others in between. They’re a great local bank and you can find them on the web at www.NantahalaBank.com

Nantahala Bank Logo

Image Courtesy of NantahalaBank.com