Advantages of Choosing a Realtor with a Closing Coordinator

Simply put, real estate is a demanding business. No matter if you’re in Murphy, North Carolina or any other corner of the United States, having a Realtor who is effective in getting everything done for you, and done well, is virtually impossible for a single real estate agent. That is why The Poltrock Team at RE/MAX embraced the Team Model as opposed to inefficiently trying to do everything individually.

When you’re selling real estate, hiring a Team with a Closing Coordinator is a huge advantage. From contract to closing, our Closing Coordinator ensures you have the most seamless closing possible. There is an incredible amount of moving parts behind the scenes you may never even realize must happen to ensure your property closes. 

What can you expect from our Closing Coordinator?

  • Sandy Payne is our amazing Closing Coordinator.

    Personal Point of Contact to answer the many questions that arise.

  • Coordinates any and all inspections with all appropriate parties.
  • Helps execute any necessary repairs.
  • Ensures all necessary documents are executed and delivered to the closing attorney’s office for closing preparation.
  • Coordinates & Schedules closing appointments with the attorney’s office. Continually follows up and reminds all parties to ensure your closing is as timely as possible.
  • Coordinating, Managing, and responding to the constant communication between parties to ensure a smooth transaction
  • Assists in timing to change, order, and/or cancel utilities and insurance.
  • And many more unseen duties and tasks.

With a single agent, do you think your closing would be smooth and happy if they’re out showing, at an open house, on vacation, or simply not answering the phone? If you read many of the feedback responses, our closing coordinator is constantly referenced as one of the best parts of the buying and selling experience.

Having a closing Coordinator is invaluable as we move your property from For Sale, to Under Contract, and ultimately to CLOSED. While you may read this article and have an idea, you won’t understand how much of a strategic advantage it is for you until you experience it for yourself! The best part? It costs you nothing extra to have our whole Team working for you. Our fee structure is identical to that of a single real estate agent. 

Ready to sell your property and experience the advantage of having a Closing Coordinator working for you? Have more questions? We’re ready! Contact us today by clicking here or calling 1-866-687-7496.

5 Reasons to Buy a Log Cabin in Murphy, NC

Log cabins really are an authentic slice of Americana. Whether you’re in a cozy little house tucked into the woods in Murphy, NC, or in a soaring log home in high mountain terrain, log cabins can evoke images of our country’s hardy settlers’ abodes. And log cabins certainly offer a rustic, earthy type of charm while often containing space for a vegetable or flower garden. As an added bonus, these distinctive houses offer five extra advantages that make them worth a serious look when you’re buying a home.

Warmth During the Colder Months
During the colder fall and winter months, you’d like your log cabin in the mountains of Murphy, NC to be toasty warm inside. If the interior walls are warm to the touch, that’s even better. Fortunately, wood’s “thermal mass” enables your log home’s walls to gather and store valuable energy, releasing it back into your home and making chilly walls a thing of the past. The bottom line: your family will stay more comfortable when it counts the most.

Highly Energy Efficient
“Home energy efficiency” has become a much-discussed topic among homebuilders nationwide. In its simplest form, “home energy efficiency” means decreasing unnecessary energy use and lowering the demand for non-renewable resources. Besides providing measurable cost savings over buildings with conventional energy usage, energy-efficient homes ideally provide residents with a healthier living environment.

Not surprisingly, properly built log homes can be highly energy efficient. To achieve this optimum outcome, the wooden home must be properly sealed between the foundation and the first course of logs. Log-to-log connections, and the junction between the roof system and log wall, must also be completely sealed.

So, just how energy efficient is a correctly built log home? Some log and timber homebuilders construct homes that meet the United States Department of Energy’s desirable “Energy Star” standards. In other words, an Energy Star home will be 30 percent more energy efficient than mandated building code requirements. If that’s your log home in Murphy, NC, you’ll reap considerable cost savings over time, giving you more cash to enjoy life with your family. Continue reading “5 Reasons to Buy a Log Cabin in Murphy, NC”

Ten Commandments of Buying a Home with A Loan in the NC Mountains

When you’re buying a home in the mountains of Western North Carolina, you may be purchasing it using a home loan. 60-70% of buyers here use a loan as a way to secure their home.

Need an amazing lender to buy your home? Check out our Gotta Guy List of Recommended Mortgage Brokers

I came across 10 Commandments to guide you from the time you secure your loan all the way to closing day. I wanted to share these because they’re true and we see these mistakes often. Here they are:

  1. Thou Shalt NOT make CASH deposits without first talking to your loan officer. If your payroll is not direct deposit, deposit entire check, then make a withdrawal. Any deposits not documented will be deleted from your available cash to close.
  2. Thou Shalt NOT change employment, become self-employed, or quit your existing job.
  3. Thou Shalt NOT buy a car, truck or van. If you do, you might have to live in it!
  4. Thou Shalt NOT use charge cards excessively or let your account fall behind on payments.
  5. Thou Shalt NOT spend money you have saved or allocated to closing.
  6. Thou Shalt NOT omit debts or liabilities on your mortgage loan application.
  7. Thou Shalt NOT buy furniture on credit.
  8. Thou Shalt NOT originate any new inquiries on your credit.
  9. Thou Shalt NOT change bank accounts.
  10. Thou Shalt NOT co-sign a loan for ANYONE.

Use these as a guide and your opportunity to buy your home greatly increases! We’ve literally seen people not be able to buy their house because they violated one of the above commandments during closing.

Ready to buy your home? Contact Us and let us know how we can help and feel free to Search Homes Here.

Should I Buy a Distressed Property in Murphy, NC?

Deciding whether to buy a distressed Murphy, NC property is a bit like jumping into the stock market. You choose a potential candidate, weigh the possible benefits and drawbacks of your actions, and decide whether to make your move or stay on the sidelines.

Unlike the stock market, however, finalizing a property purchase only marks the beginning of your grand adventure. Before you sign on the dotted line, and commit your dollars and sweat equity to an often-complex project, step back and take an objective look at the challenging path ahead. Simply put, evaluate the pros and cons before jumping into the fray. Read on for several tips that may help you make an informed buying decision.

HALLMARKS OF A DISTRESSED PROPERTY
Although each case is different, a distressed property typically features a dramatically reduced price, often the result of an existing or potential foreclosure. Not surprisingly, Murphy, NC foreclosure houses are generally sold in “as-is” condition. In other words, the current owners (or the bank) will not make any repairs before the foreclosure sale’s completion.

ENJOY A WELL-KNOWN BENEFIT
Purchasing a distressed property generally comes with one major benefit: the property’s below-market-value price. Objectively speaking, the owners want to shake themselves free of their financial burden – fast. To accomplish that goal, they’re willing to sell now and accept less cash for the property. Equally importantly, they won’t have to spend money to make repairs and/or upgrades that would bring them a higher sale price later.

CONSIDER THE POTENTIAL DOWNSIDES
When you buy a distressed property, you’ll generally save some valuable cash, making it a tempting resale candidate after you return it to better condition. However, you’re likely to encounter one (or all) of these four obstacles during your house purchase and rehab process.

Competition from Cash Buyers
Many distressed Murphy, NC properties attract well-heeled cash buyers ready to pounce on a desirable target. If you decide to submit your own cash offer, line up your resources beforehand so you can meet these savvy investors on a level playing field. If you’re not flush with funds, and must finance the house purchase, obtain an ironclad loan prequalification from a cooperative lender. To position yourself more favorably against the cash buyers, consider increasing the size of your down payment.

Potential Financing Obstacles
Many distressed Murphy, NC houses are in less-than-optimal condition, increasing the chances that they won’t meet a lender’s loan requirements. Before you decide to buy the house, order an objective property appraisal. After the lender reviews it, they’ll determine the property’s value, decide whether the house is in habitable condition, and take action on your loan application.

More Complicated Transaction
Buying a distressed property often requires lots of patience, as you’ll often encounter multiple rounds of paperwork compared to more conventional real estate purchases. So, temper your expectations accordingly, and you might be pleasantly surprised with the outcome.

Higher Repair/Upgrade Expenses
In many cases, the distressed Murphy, NC property has damaged walls or broken windows, and one or more appliances may be missing. The property’s electrical and/or plumbing systems might also require complex repairs. Regardless of the issues, the buyer (you) are likely responsible for hiring contractors to fix the problem(s) and bring the house up to local code requirements.

DISTRESSED PROPERTY PURCHASE GUIDELINES
If you have some solid home renovation experience under your belt, or have cultivated a network of first-class contractors, you’re in a good position to make a distressed property buying decision. On the other hand, if you’re new to this dynamic submarket, get some valuable professional assistance before investing your dollars in the project.

For starters, choose a Murphy, NC realtor who has proven experience with distressed property purchases. They’ll objectively evaluate a potential candidate’s condition, and provide details on the work (and dollars) required to make the property habitable again. With that knowledge in hand, you (and your realtor) can decide whether that’s an investment you’re ready to make.

The Poltrock Team – REMAX Mountain Properties – Murphy NC – www.ILoveMurphy.com – Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team

Radon Testing and Mitigation in the Mountains of North Carolina

It’s true! The Appalachian Mountains, which are in Murphy NC, can yield high levels of radon in homes. The great news is it is an easy,  and beneficial, fix. A simple remediation system can quickly remove radon and even excess moisture from your home; I have one in mine! Did you know it is the second leading cause of lung cancer? Only cigarette smoking is worse. An inexpensive test will find out if you have it. We recommend them when you are buying a home in the mountains to ensure your family’s safety.

Watch our video below to learn more about radon, what a remediation system is,  and how it functions. Visit the EPA’s Radon Page to learn even more. Need a remediation expert? We’ve got them! Our Gotta Guy List of Recommended Contractors is here.

5 Must-Haves When Searching for a Realtor in Murphy, NC

When you’re buying or selling a Murphy, NC home, choosing the right realtor is key to achieving a positive outcome. If you’re selling, working with a market-savvy, accomplished professional means your home will receive a targeted marketing plan – similar to launching a brand-new product.

Best of all, you’ll be an active partner in the process, as your agent will share their marketing strategy and provide regular updates. If you’re prepared to get the ball rolling, here are five “must haves” tips for finding this “cream of the crop” real estate professional.

Look for Extensive Local Knowledge

Although realtors frequently represent residential and commercial properties across your regional market, you’ll get the best results with a real estate business expert who has up-close knowledge of your immediate area. In other words, they must be intimately familiar with your community – rather than depending solely on published reports and online research for their information.

If you’re purchasing a home with your family, you’ll want “must haves” details about school quality, recreational options, and medical services. If you’re selling a house, you’d like specifics about comparable home sales in your area. Regardless of your goal, a well-rounded realtor should be informed about planned commercial developments, apartment communities, retail businesses, and expanded infrastructure that could influence your quality of life. Continue reading “5 Must-Haves When Searching for a Realtor in Murphy, NC”

5 Things to Do Before Listing Your Home in Murphy, NC

Selling your Murphy, NC home can provide a great opportunity. Maybe your circumstances have changed, and it’s time to transition to a new chapter in your life. Or, you’ve decided you love living in our beautiful mountains, but you’d like to enjoy the experience from a different house. Regardless of the reason for selling your home, you’ll increase your chances of success by making the property look attractive to potential buyers. Read on for five things to do before listing your home that will really help your home to shine. Continue reading “5 Things to Do Before Listing Your Home in Murphy, NC”

3 Myths About Buying a Home in Murphy, NC

Mountain home for sale in Murphy, NC Home for sale in Murphy, NCChoosing your North Carolina mountain home location is a great step toward achieving the lifestyle you want. Maybe you’ve enjoyed several weekend or vacation rentals, and decided it’s time to soak up our blue skies and mountain views all year ’round. And while you’ve savored your time spent in each North Carolina mountains home, Murphy, NC and Cherokee County are your favorite getaway spots.

Now that you’re giving our region some serious consideration, you want to make a sensible home-buying decision that’s based on accurate information. To begin, let’s dispel 3 myths about buying a home in Murphy, NC. Continue reading “3 Myths About Buying a Home in Murphy, NC”

Tiny House and Tiny Homes in Murphy NC

FullSizeRenderThis month, Consumer Reports rolled out their March 2016 edition focusing on housing – “Boost Your HOME’S VALUE by 35%” it claims on the cover. This is a great topic we know well! I love Consumer Reports and want to dive into a few things. There are many topics in this edition I’ll likely review over the coming month, and right now, the topic of Tiny Homes is what I want to discuss. They are trending nationwide and a lot of folks are considering the option of a tiny house for a getaway home or even as a permanent residence. Wikipedia calls a “tiny house” anything less than 1,000 square feet. My college apartment would qualify!  🙂

Locally in Murphy NC, the tiny house movement is not strong. We rarely see them here or people looking to purchase land to put one on. Don’t discount them though! On a recent trip to Murphy from Atlanta, we saw several folks advertising them alongside the road. We even have a vendor locally who can set one on the property for you if you would like to purchase one (email me for details if you want to purchase one and I will get you connected with him).

FullSizeRender 2There’s a really neat blurb in this Consumer Reports, “The Huge Truth about Tiny Homes” that reads:

The tiny-house movement has been enjoying its media “close-up,” even getting an HGTV show, “Tiny House Hunters,” dedicated to those seeking living spaces no bigger than a school bus. But the truth is that newly built single-family houses are still getting bigger. In fact, we hit another record high for overall size in 2014 – reaching a national average of 2,657 square feet. Of the 620,000 newly constructed single-family homes in 2014, only 48,000, or about 8 percent, were smaller than 1,400 square feet. Meanwhile, about 10% were 4,000 square feet or more. “The tiny-house movement is pretty tiny,” says Lawrence Yun, chief economist for the National Association of Realtors, adding that homes smaller than 1,000 square feet made up less than 1% of U.S. sales from 2010-2015. “People might seek smaller units for affordability or environmental benefit, but they quickly realize that, in terms of comfort, it’s not a permanent solution.”

-Consumer Reports

I personally was astonished at the size difference and the national average. It all makes perfect sense, I just never thought of it in such a manner. When you’re looking for your home in Murphy NC, be proud whether you’re looking for a tiny home or if you want a much nicer, larger home. Know we are here for you to find exactly what you’re searching for. Just like the sign you’ll find in many cabins here says, “If you’re lucky enough to be in Murphy, than you’re lucky enough!”

Feel free to Contact Us and let us know what we can do for you 🙂

John Poltrock – The Poltrock Team – REMAX Mountain Properties – Murphy NC – www.MyMurphy.com – Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team

7 Reasons to List Your House for Sale in Murphy NC During The Holidays

It’s common for people to think no real estate business happens here in the mountains of Murphy NC during November, December, and January. This time of year, I often hear, “we’re going to wait till Spring to list our house for sale.”

7 Reasons to Sell Your House During the HolidaysThat’s simply not the best way to go! Here’s 7 Reasons to sell your house during the holidays:

1.)  While there may be less buyers during the summer and fall months, people who look for a home during the holidays are serious … they are ready to buy!

2.) There are fewer homes for buyers to look at during the holidays which means less competition for you … less competition equals more money! Right now there’s about 512 houses on the market which is the least we’ve seen in years! And get this – 46 homes sold in November (last year), 30 in December, and 24 in January. That’s great traffic and odds of selling!

3.) After the holidays the supply of listings increases substantially which lowers the demand for your home … more competition equals less money! Literally, you can see as many as 100 homes hit the market after the holidays and in to the Spring.

4.) Your home shows better when decorated for the holidays!

5.) Many buyers have more time to look for property during the holidays as opposed to a normal work week.

6.) We will restrict the showings on your home to the times you want it shown. You remain in control.

7.) You can sell now for more money and not have to physically move until January or February … as opposed to just starting the whole process at that time.
So don’t wait – want your house sold? Call me today and get ready to hang a sold sign  🙂

John Poltrock – The Poltrock Team – REMAX of Murphy NC – www.MyMurphy.comJohnPoltrock@gmail.com – Call us Toll Free at 1-866-Murphy-NC or 1-866-687-7496 – Murphy’s #1 Real Estate Team