May 2018 Real Estate Sold Show for Cherokee County, NC

Who is ready for some Real Estate!!! Find out what the Cherokee County Market has been up to? We’ve had a great start to the year here in Murphy, NC! Can we help? Call us today at 1-866-687-7496. Click or Paste the link at at the beginning into your browser to see all the goodies! Remember – you can’t see what sold after 30 days from posting. Visit us at www.iLoveMurphy.com/sold to get the most up to date market information!

Ten Commandments of Buying a Home with A Loan in the NC Mountains

When you’re buying a home in the mountains of Western North Carolina, you may be purchasing it using a home loan. 60-70% of buyers here use a loan as a way to secure their home.

Need an amazing lender to buy your home? Check out our Gotta Guy List of Recommended Mortgage Brokers

I came across 10 Commandments to guide you from the time you secure your loan all the way to closing day. I wanted to share these because they’re true and we see these mistakes often. Here they are:

  1. Thou Shalt NOT make CASH deposits without first talking to your loan officer. If your payroll is not direct deposit, deposit entire check, then make a withdrawal. Any deposits not documented will be deleted from your available cash to close.
  2. Thou Shalt NOT change employment, become self-employed, or quit your existing job.
  3. Thou Shalt NOT buy a car, truck or van. If you do, you might have to live in it!
  4. Thou Shalt NOT use charge cards excessively or let your account fall behind on payments.
  5. Thou Shalt NOT spend money you have saved or allocated to closing.
  6. Thou Shalt NOT omit debts or liabilities on your mortgage loan application.
  7. Thou Shalt NOT buy furniture on credit.
  8. Thou Shalt NOT originate any new inquiries on your credit.
  9. Thou Shalt NOT change bank accounts.
  10. Thou Shalt NOT co-sign a loan for ANYONE.

Use these as a guide and your opportunity to buy your home greatly increases! We’ve literally seen people not be able to buy their house because they violated one of the above commandments during closing.

Ready to buy your home? Contact Us and let us know how we can help and feel free to Search Homes Here.

Exceptional Service from the Poltrock Team

We were so happy we chose “The Poltrock Team” from start to finish we had exceptional service, they understood our needs & our property had great exposure online & plenty of showings leading to the sale. Very professional & personable team to work with. Mike & I highly recommend this real estate team & hope to use them again in the future.

— Mike & Tine Marcewicz

Radon Testing and Mitigation in the Mountains of North Carolina

It’s true! The Appalachian Mountains, which are in Murphy NC, can yield high levels of radon in homes. The great news is it is an easy,  and beneficial, fix. A simple remediation system can quickly remove radon and even excess moisture from your home; I have one in mine! Did you know it is the second leading cause of lung cancer? Only cigarette smoking is worse. An inexpensive test will find out if you have it. We recommend them when you are buying a home in the mountains to ensure your family’s safety.

Watch our video below to learn more about radon, what a remediation system is,  and how it functions. Visit the EPA’s Radon Page to learn even more. Need a remediation expert? We’ve got them! Our Gotta Guy List of Recommended Contractors is here.

We are Very Pleased with The Poltrock Team

Since we have left the state, we are really depending on John to do everything we cannot. He has been extremely helpful and courteous. Whenever we met with him he was always on time. He knew exactly what papers we had that would help him in listing the home.

–Katy & Jerry Bell

Very Pleased With The Results

We had a very unique property that we felt would be extremely difficult to sell. John & his team accomplished the market analysis and presented the property expertly. In a very short time we had TWO offers.

–Richard Jones

Poltrock Team Gets Five Stars!

Once we listed with the POLTROCK team the views of the cabin took off. If you are thinking of selling, call REMAX John POLTROCK team. The enthusiasm of their office is contagious.I cannot say enough good things about them.

–Jim & Terry H.